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30340 Home Insurance Quotes & Rates

Currently, the 11,211 homes within the 30340 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Georgia is around $1,107 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Atlanta, GA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 30340.

Georgia is now ranking #15 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Atlanta home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Georgia has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 30340 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Atlanta, Georgia home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Atlanta, GA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

30340 Home Insurance Average Premiums

Local 30340 homeowners insurance quotes comparison

$857 /yr.

Shows Zip Code: 30340 lowest rates with discounts applied on average.

For the 30340, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$857 /yr.
Average Coverage:$1107 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1407 /yr.

What is the average home insurance cost for a home in 30340?

  • • The average homeowners insurance premium paid annually for a home in 30340 is around $1107 per year.

What does it cost on average per month for home insurance in 30340?

  • • Homeowners in 30340 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 30340?

  • • Autoowners in 30340 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30340.
Review average rates in another zip code:
30332 homeowners insurance rates
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30324 homeowners insurance rates
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30316 homeowners insurance rates
30360 homeowners insurance rates
30305 homeowners insurance rates
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30309 homeowners insurance rates
30363 homeowners insurance rates

Home Replacement Cost Coverage in 30340

Average Building Cost Per Square Foot in 30340: $122

Location: Atlanta, Georgia (Dekalb County)

Average Square Footage in 30340: 2,109 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30340 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30340 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30340 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,109 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,109$257,300
Additional Upgrades & Added Features$1532,109$321,625
Major Home Updates or Advancements$1832,109$385,950

It's important to understand that when you estimate your replacement cost of your home in the 30340 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30340

Best Home & Auto Insurance Agencies in 30340

Elite Insurance Services, Incorporated

Address: 3688 Clearview Ave, Ste 205 Atlanta, GA 30340
Phone:
Website: http://www.eliteins.biz/
Info:

ATI Insurance

Address: 5083 Buford Hwy NE Doraville, GA 30340
Phone:
Website: http://www.autotowninsurance.com/
Info:

Allstate Insurance

Address: 5725 Buford Hwy NE, #205 Atlanta, GA 30340
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Companies

Address: 2800 N Dekalb Dr Atlanta, GA 30340
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

FOWLER, LARRY AGENT - ALLSTATE INSURANCE COMPANY

Address: 3772 Pleasantdale Rd Atlanta, GA 30340
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 30340

Population Review for 30340 Zip Code

For the city of Atlanta, the population within 30340 has increased to over 31,250 residents in population size. The current population total is 30,529. We have broken down the population based on race below. In 30340, there are over 15546 in male population and 14983 females.

PopulationValues
Total Population30,529
White Population7778
Black Population5289
Hispanic Population14219
Asian Population3739
Hawaiian Population20
Indian Population969
Other Population9001
Male Population15546
Female Population14983
Population Estimate31250

Household Data for 30340

The average number of homes in 30340 is around 11,211, there are an average of 2.72 per household. The average house value according to local real estate values is around $257,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,211
Persons Per Household2.72
Average House Value$257,300
Income Per Household$51586
Median Age33.0
Median Age Male32.7
Median Age Female33.5
30340 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/470/943
CityAtlanta
City Alias NameATLANTA
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1308
Number Of Employees19619
Business First Quarter Payroll224605
Business Annual Payroll958586
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|07
Congressional LandArea496.6|392.61
Delivery Residential11489
Delivery Business1952
Delivery Total15131
Preferred Last Line KeyX10056
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area8.248000
Water Area0.014000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU5801
MFDU3513
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]