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30341 Homeowners Insurance Quotes & Rates

Atlanta residents living within the 14,704 homes available in the zip code of 30341 are shopping online to compare cheaper and more affordable Atlanta, GA home insurance rates. In the great city of Atlanta, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,129 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30341 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 30341 home insurance rates today! Please give us a call now at 1-855-976-2656. For Atlanta, GA Homeowners Insurance Quotes, Click to easily get started!

30341 Home Insurance Average Premiums

Local 30341 homeowners insurance quotes comparison

$879 /yr.

Shows Zip Code: 30341 lowest rates with discounts applied on average.

For the 30341, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$879 /yr.
Average Coverage:$1129 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1429 /yr.

What is the average home insurance cost for a home in 30341?

  • • The average homeowners insurance premium paid annually for a home in 30341 is around $1129 per year.

What does it cost on average per month for home insurance in 30341?

  • • Homeowners in 30341 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 30341?

  • • Autoowners in 30341 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30341.
Review average rates in another zip code:
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30326 homeowners insurance rates
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30345 homeowners insurance rates

Home Replacement Cost Coverage in 30341

Average Building Cost Per Square Foot in 30341: $122

Location: Atlanta, Georgia (Dekalb County)

Average Square Footage in 30341: 3,010 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30341 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30341 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30341 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,010 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,010$367,200
Additional Upgrades & Added Features$1533,010$459,000
Major Home Updates or Advancements$1833,010$550,800

It's important to understand that when you estimate your replacement cost of your home in the 30341 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30341

Capitol Insurance Agency Inc

Address: 3646 Chamblee Tucker Road Atlanta, GA 30341
Phone: (770)938-1999
Website:

J Smith Lanier & Co

Address: 2920 Brandywine Rd Atlanta, GA 30341
Phone: (770)458-9292
Website:

Best Home & Auto Insurance Agencies in 30341

Foster & Associates Insurance Agency

Address: 4134 Clairmont Rd Atlanta, GA 30341
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 6286 Oakwood Village Ln Atlanta, GA 30341
Phone:
Website:
Info:

Allstate Insurance Company

Address: 4849 Buford Hwy Atlanta, GA 30341
Phone:
Website:
Info:

J Smith Lanier & Co

Address: 2920 Brandywine Rd Atlanta, GA 30341
Phone:
Website:
Info:

Allstate Insurance Company - Nikki Kee

Address: 5144 Peachtree Rd Atlanta, GA 30341
Phone:
Website: http://www.allstateagencies.com/017074?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 30341

Population Review for 30341 Zip Code

For the city of Atlanta, the population within 30341 has increased to over 38,175 residents in population size. The current population total is 35,959. We have broken down the population based on race below. In 30341, there are over 18361 in male population and 17598 females.

PopulationValues
Total Population35,959
White Population14724
Black Population5766
Hispanic Population12055
Asian Population3366
Hawaiian Population12
Indian Population700
Other Population7319
Male Population18361
Female Population17598
Population Estimate38175

Household Data for 30341

The average number of homes in 30341 is around 14,704, there are an average of 2.42 per household. The average house value according to local real estate values is around $367,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,704
Persons Per Household2.42
Average House Value$367,200
Income Per Household$70086
Median Age33.1
Median Age Male32.8
Median Age Female33.4
30341 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/770/678/943/404
CityAtlanta
City Alias NameATLANTA
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1524
Number Of Employees20246
Business First Quarter Payroll257947
Business Annual Payroll1137297
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04
Congressional LandArea496.6
Delivery Residential15775
Delivery Business2126
Delivery Total19571
Preferred Last Line KeyX10056
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area9.997000
Water Area0.013000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU6054
MFDU5029
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]