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30345 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 30345? There are over 10,544 occupied homes in the 30345 area. With a population size of 25,893, it's not uncommon for residence of Atlanta, GA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Georgia is around $1,047 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 30345 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Atlanta, GA Home Insurance Rate Quotes

30345 Home Insurance Average Premiums

Local 30345 homeowners insurance quotes comparison

$797 /yr.

Shows Zip Code: 30345 lowest rates with discounts applied on average.

For the 30345, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$797 /yr.
Average Coverage:$1047 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1347 /yr.

What is the average home insurance cost for a home in 30345?

  • • The average homeowners insurance premium paid annually for a home in 30345 is around $1047 per year.

What does it cost on average per month for home insurance in 30345?

  • • Homeowners in 30345 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30345?

  • • Autoowners in 30345 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30345.
Review average rates in another zip code:
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30354 homeowners insurance rates
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30342 homeowners insurance rates

Home Replacement Cost Coverage in 30345

Average Building Cost Per Square Foot in 30345: $122

Location: Atlanta, Georgia (Dekalb County)

Average Square Footage in 30345: 3,490 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30345 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30345 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30345 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,490 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,490$425,800
Additional Upgrades & Added Features$1533,490$532,250
Major Home Updates or Advancements$1833,490$638,700

It's important to understand that when you estimate your replacement cost of your home in the 30345 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30345

Allstate Insurance - Charlotte Hopkins

Address: 2244 Henderson Mill Rd. #700 Atlanta, GA 30345
Phone: (770)491-0697
Website: www.iypx.com/kdrt/clicktrack.asp?mbid=469

Best Home & Auto Insurance Agencies in 30345

Amigo Seguros

Address: 4166 Buford Hwy NE Atlanta, GA 30345
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Atlanta

Address: 2244 Henderson Mill Rd NE Atlanta, GA 30345
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Charlotte Hopkins

Address: 2244 Henderson Mill Rd NE, #Ne-700 Atlanta, GA 30345
Phone:
Website: http://www.iypx.com/kdrt/clicktrack.asp?mbid=469
Info:

A A A Auto Club South - AAA Travel- Motor Club Services- AAA Insurance Ag

Address: 2200 Northlake Cir NE Atlanta, GA 30345
Phone:
Website: http://www.aaasouth.com
Info:

Allstate Insurance Companies

Address: 1924 Clairmont Ter NE Atlanta, GA 30345
Phone:
Website:
Info:

Housing Demographics for 30345

Population Review for 30345 Zip Code

For the city of Atlanta, the population within 30345 has increased to over 27,165 residents in population size. The current population total is 25,893. We have broken down the population based on race below. In 30345, there are over 12992 in male population and 12901 females.

PopulationValues
Total Population25,893
White Population12877
Black Population4378
Hispanic Population6572
Asian Population1730
Hawaiian Population6
Indian Population167
Other Population4163
Male Population12992
Female Population12901
Population Estimate27165

Household Data for 30345

The average number of homes in 30345 is around 10,544, there are an average of 2.45 per household. The average house value according to local real estate values is around $425,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,544
Persons Per Household2.45
Average House Value$425,800
Income Per Household$96238
Median Age35.8
Median Age Male35.9
Median Age Female35.8
30345 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/470
CityAtlanta
City Alias NameATLANTA
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses814
Number Of Employees7696
Business First Quarter Payroll103289
Business Annual Payroll443581
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04
Congressional LandArea496.6
Delivery Residential11088
Delivery Business975
Delivery Total16234
Preferred Last Line KeyX10056
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area7.074000
Water Area0.083000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU5890
MFDU3214
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]