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30345 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 30345? There are over 10,544 occupied homes in the 30345 area. With a population size of 25,893, it's not uncommon for residence of Atlanta, GA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Georgia is around $1,047 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 30345 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Atlanta, GA Home Insurance Rate Quotes
30345 Home Insurance Average Premiums
For the 30345, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $797 /yr. |
Average Coverage: | $1047 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1347 /yr. |
What is the average home insurance cost for a home in 30345?
- • The average homeowners insurance premium paid annually for a home in 30345 is around $1047 per year.
What does it cost on average per month for home insurance in 30345?
- • Homeowners in 30345 pay a monthly average cost per month around $87.00.
What kind of discount could I get if I combine my home and auto insurance together in 30345?
- • Autoowners in 30345 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30345.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 30345
Average Building Cost Per Square Foot in 30345: $122
Location: Atlanta, Georgia (Dekalb County)Average Square Footage in 30345: 3,490 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 30345 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30345 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 30345 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,490 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 3,490 | $425,800 |
Additional Upgrades & Added Features | $153 | 3,490 | $532,250 |
Major Home Updates or Advancements | $183 | 3,490 | $638,700 |
It's important to understand that when you estimate your replacement cost of your home in the 30345 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 30345
Allstate Insurance - Charlotte Hopkins
Address: 2244 Henderson Mill Rd. #700 Atlanta, GA 30345Phone: (770)491-0697
Website: www.iypx.com/kdrt/clicktrack.asp?mbid=469
Best Home & Auto Insurance Agencies in 30345
Allstate Insurance Company - Ben Nguyen
Address: 4285 Buford Hwy NE Atlanta, GA 30345Phone:
Website: http://www.allstateagencies.com/032009?cid=OTC-YP.com-IYP&att=TL
Info:
A A A Auto Club South - AAA Travel- Motor Club Services- AAA Insurance Ag
Address: 2200 Northlake Cir NE Atlanta, GA 30345Phone:
Website: http://www.aaasouth.com
Info:
Allstate Insurance Companies - Sales Offices- Atlanta
Address: 2244 Henderson Mill Rd NE Atlanta, GA 30345Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Amigo Seguros
Address: 4166 Buford Hwy NE Atlanta, GA 30345Phone:
Website:
Info:
Allstate Insurance - Charlotte Hopkins
Address: 2244 Henderson Mill Rd NE, #Ne-700 Atlanta, GA 30345Phone:
Website: http://www.iypx.com/kdrt/clicktrack.asp?mbid=469
Info:
Housing Demographics for 30345
Population Review for 30345 Zip Code
For the city of Atlanta, the population within 30345 has increased to over 27,165 residents in population size. The current population total is 25,893. We have broken down the population based on race below. In 30345, there are over 12992 in male population and 12901 females.
Population | Values |
---|---|
Total Population | 25,893 |
White Population | 12877 |
Black Population | 4378 |
Hispanic Population | 6572 |
Asian Population | 1730 |
Hawaiian Population | 6 |
Indian Population | 167 |
Other Population | 4163 |
Male Population | 12992 |
Female Population | 12901 |
Population Estimate | 27165 |
Household Data for 30345
The average number of homes in 30345 is around 10,544, there are an average of 2.45 per household. The average house value according to local real estate values is around $425,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 10,544 |
Persons Per Household | 2.45 |
Average House Value | $425,800 |
Income Per Household | $96238 |
Median Age | 35.8 |
Median Age Male | 35.9 |
Median Age Female | 35.8 |
30345 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | P |
City Alias Abbreviation | |
Area Code | 770/678/470 |
City | Atlanta |
City Alias Name | ATLANTA |
County | Dekalb |
County FIPS | 089 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 0520 |
PMSA | |
CSA | 122 |
CBSA | 12060 |
CBSA_DIV | 12054 |
CBSA_Type | Metro |
CBSA_Name | Atlanta-Sandy Springs-Roswell, GA |
MSA_Name | Atlanta, GA MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 814 |
Number Of Employees | 7696 |
Business First Quarter Payroll | 103289 |
Business Annual Payroll | 443581 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5268860 |
CBSA Division Population | 4124692 |
Congressional District | 04 |
Congressional LandArea | 496.6 |
Delivery Residential | 11088 |
Delivery Business | 975 |
Delivery Total | 16234 |
Preferred Last Line Key | X10056 |
Classification Code | |
Multi-County | |
CSA Name | Atlanta--Athens-Clarke County--Sandy Springs, GA-AL |
CBSA_DIV_Name | Atlanta-Sandy Springs-Roswell, GA |
City State Key | X10056 |
Land Area | 7.074000 |
Water Area | 0.083000 |
City Alias Code | |
City Mixed Case | Atlanta |
City Alias Mixed Case | Atlanta |
Box Count | 0 |
SFDU | 5890 |
MFDU | 3214 |
State ANSI | 13 |
County ANSI | 089 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 120440 |
Unique ZIP Name | |
SSA State County Code | 11370 |
Medicare CBSA Code | 12060 |
Medicare CBSA Name | Atlanta-Sandy Springs-Alpharetta, GA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Dekalb |
Georgia Homeowners Insurance News & Information
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Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
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Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]