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Homeowners Insurance coverage in 30360

If you are a homeowner in 30360 or Atlanta, GA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Atlanta.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 30360.

Learn more about our homeowners insurance shopping service by selecting the best Atlanta, GA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 30360?

Residents of Atlanta have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Georgia? While Georgia is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Georgia comes in at 15 in the country for homeowners insurance premiums.

If you are living in 30360 zipcode, expect to pay around $1003 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Atlanta does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

30360 Home Insurance Average Premiums

Local 30360 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 30360 lowest rates with discounts applied on average.

For the 30360, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$753 /yr.
Average Coverage:$1003 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1303 /yr.

What is the average home insurance cost for a home in 30360?

  • • The average homeowners insurance premium paid annually for a home in 30360 is around $1003 per year.

What does it cost on average per month for home insurance in 30360?

  • • Homeowners in 30360 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 30360?

  • • Autoowners in 30360 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30360.
Review average rates in another zip code:
30344 homeowners insurance rates
30354 homeowners insurance rates
30309 homeowners insurance rates
30322 homeowners insurance rates
30312 homeowners insurance rates
30338 homeowners insurance rates
30318 homeowners insurance rates
30345 homeowners insurance rates
30314 homeowners insurance rates
30326 homeowners insurance rates

Home Replacement Cost Coverage in 30360

Average Building Cost Per Square Foot in 30360: $122

Location: Atlanta, Georgia (Dekalb County)

Average Square Footage in 30360: 2,674 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30360 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30360 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30360 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,674 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,674$326,200
Additional Upgrades & Added Features$1532,674$407,750
Major Home Updates or Advancements$1832,674$489,300

It's important to understand that when you estimate your replacement cost of your home in the 30360 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30360

Best Home & Auto Insurance Agencies in 30360

Abt Insurance Services Incorporated

Address: 6695 Peachtree Industrial Boulevard #110 Atlanta, GA 30360
Phone:
Website: http://www.abtinsurance.com/
Info:

Allstate Insurance Company - David Barrett

Address: 3069 Amwiler Rd Atlanta, GA 30360
Phone:
Website: http://www.allstateagencies.com/059930?cid=OTC-YP.com-IYP&att=TL
Info:

Barrett, Dvid - Allstate

Address: 3069 Amwiler Rd, #5 Atlanta, GA 30360
Phone:
Website: http://www.allstateagencies.com/DavidSBarrett/Welcome/
Info:

Cohn, Philip Agent - State Farm Insurance

Address: 4353 Tilly Mill Rd Atlanta, GA 30360
Phone:
Website: http://www.philipcohn.com/
Info:

Housing Demographics for 30360

Population Review for 30360 Zip Code

For the city of Atlanta, the population within 30360 has increased to over 19,161 residents in population size. The current population total is 16,612. We have broken down the population based on race below. In 30360, there are over 8400 in male population and 8212 females.

PopulationValues
Total Population16,612
White Population6243
Black Population1946
Hispanic Population7238
Asian Population1403
Hawaiian Population15
Indian Population415
Other Population4214
Male Population8400
Female Population8212
Population Estimate19161

Household Data for 30360

The average number of homes in 30360 is around 5,867, there are an average of 2.83 per household. The average house value according to local real estate values is around $326,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,867
Persons Per Household2.83
Average House Value$326,200
Income Per Household$81204
Median Age33.9
Median Age Male33.4
Median Age Female34.4
30360 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/470/943/404
CityAtlanta
City Alias NameATLANTA
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses488
Number Of Employees5421
Business First Quarter Payroll60963
Business Annual Payroll295454
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|07
Congressional LandArea496.6|392.61
Delivery Residential6771
Delivery Business564
Delivery Total7246
Preferred Last Line KeyX10056
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area6.112000
Water Area0.144000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU3477
MFDU2343
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]