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If you live in the 30410 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Ailey have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our GA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 30410 and then compare quotes from a variety of nationwide insurance companies.

30410 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 30410 the average premium for homeowners coverage is $1053 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 30410. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 30410 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Ailey, GA home insurance quotes in your area.

30410 Home Insurance Average Premiums

Local 30410 homeowners insurance quotes comparison

$803 /yr.

Shows Zip Code: 30410 lowest rates with discounts applied on average.

For the 30410, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$803 /yr.
Average Coverage:$1053 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1353 /yr.

What is the average home insurance cost for a home in 30410?

  • • The average homeowners insurance premium paid annually for a home in 30410 is around $1053 per year.

What does it cost on average per month for home insurance in 30410?

  • • Homeowners in 30410 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30410?

  • • Autoowners in 30410 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ailey area, check out other zip codes nearby 30410.
Review average rates in another zip code:
30410 homeowners insurance rates

Home Replacement Cost Coverage in 30410

Average Building Cost Per Square Foot in 30410: $122

Location: Ailey, Georgia (Montgomery County)

Average Square Footage in 30410: 826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30410 before you start any project. Ailey homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30410 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30410 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 826 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ailey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122826$100,800
Additional Upgrades & Added Features$153826$126,000
Major Home Updates or Advancements$183826$151,200

It's important to understand that when you estimate your replacement cost of your home in the 30410 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30410

Best Home & Auto Insurance Agencies in 30410

Housing Demographics for 30410

Population Review for 30410 Zip Code

For the city of Ailey, the population within 30410 has increased to over 1,557 residents in population size. The current population total is 1,611. We have broken down the population based on race below. In 30410, there are over 868 in male population and 743 females.

PopulationValues
Total Population1,611
White Population1140
Black Population366
Hispanic Population87
Asian Population2
Hawaiian Population0
Indian Population3
Other Population38
Male Population868
Female Population743
Population Estimate1557

Household Data for 30410

The average number of homes in 30410 is around 627, there are an average of 2.57 per household. The average house value according to local real estate values is around $100,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode627
Persons Per Household2.57
Average House Value$100,800
Income Per Household$52375
Median Age44.9
Median Age Male44.7
Median Age Female45.0
30410 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912/478
CityAiley
City Alias NameAILEY
CountyMontgomery
County FIPS209
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA47080
CBSA_DIV
CBSA_TypeMicro
CBSA_NameVidalia, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees157
Business First Quarter Payroll1329
Business Annual Payroll5653
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population36346
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential606
Delivery Business15
Delivery Total1327
Preferred Last Line KeyX10012
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10012
Land Area59.044000
Water Area0.340000
City Alias Code
City Mixed CaseAiley
City Alias Mixed CaseAiley
Box Count112
SFDU606
MFDU0
State ANSI13
County ANSI209
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number120099
Unique ZIP Name
SSA State County Code11770
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseMontgomery

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]