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Homeowners Insurance in 30421

Getting the most affordable home insurance rates in 30421 just got easier for Collins, GA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Collins. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Collins, GA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 30421

When discussing Georgia homeowners insurance rates, Collins residents are finding new ways to save time and money by discovering lower rates when they shop online. Georgia may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 15. Residents that live within the 30421 zipcode are currently paying $1062 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Collins does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

30421 Home Insurance Average Premiums

Local 30421 homeowners insurance quotes comparison

$812 /yr.

Shows Zip Code: 30421 lowest rates with discounts applied on average.

For the 30421, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$812 /yr.
Average Coverage:$1062 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1362 /yr.

What is the average home insurance cost for a home in 30421?

  • • The average homeowners insurance premium paid annually for a home in 30421 is around $1062 per year.

What does it cost on average per month for home insurance in 30421?

  • • Homeowners in 30421 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30421?

  • • Autoowners in 30421 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Collins area, check out other zip codes nearby 30421.
Review average rates in another zip code:
30421 homeowners insurance rates

Home Replacement Cost Coverage in 30421

Average Building Cost Per Square Foot in 30421: $122

Location: Collins, Georgia (Tattnall County)

Average Square Footage in 30421: 616 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30421 before you start any project. Collins homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30421 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30421 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 616 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Collins area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122616$75,100
Additional Upgrades & Added Features$153616$93,875
Major Home Updates or Advancements$183616$112,650

It's important to understand that when you estimate your replacement cost of your home in the 30421 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30421

Best Home & Auto Insurance Agencies in 30421

Housing Demographics for 30421

Population Review for 30421 Zip Code

For the city of Collins, the population within 30421 has increased to over 3,031 residents in population size. The current population total is 3,303. We have broken down the population based on race below. In 30421, there are over 1567 in male population and 1736 females.

PopulationValues
Total Population3,303
White Population2408
Black Population636
Hispanic Population206
Asian Population8
Hawaiian Population0
Indian Population7
Other Population119
Male Population1567
Female Population1736
Population Estimate3031

Household Data for 30421

The average number of homes in 30421 is around 1,375, there are an average of 2.40 per household. The average house value according to local real estate values is around $75,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,375
Persons Per Household2.40
Average House Value$75,100
Income Per Household$48327
Median Age44.5
Median Age Male43.2
Median Age Female45.6
30421 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityCollins
City Alias NameCOLLINS
CountyTattnall
County FIPS267
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees110
Business First Quarter Payroll842
Business Annual Payroll3437
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential1263
Delivery Business8
Delivery Total1436
Preferred Last Line KeyX10271
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10271
Land Area99.675000
Water Area1.358000
City Alias Code
City Mixed CaseCollins
City Alias Mixed CaseCollins
Box Count151
SFDU1247
MFDU0
State ANSI13
County ANSI267
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number121969
Unique ZIP Name
SSA State County Code11882
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseTattnall

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]