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Homeowners Insurance in 30434

For homeowners living in 30434, you want more affordable home insurance rates in Louisville, right? Our rates are very competitive for homeowners living in the great city of Louisville, GA. Many homeowners living in the 30434 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 30434 should appear in the zip code field ready to go. Comparing Louisville, GA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

30434 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Louisville pay around $1069 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Georgia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 30434 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Louisville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Georgia home insurance premium today!

Get 30434 Homeowners Insurance Rates Now!

30434 Home Insurance Average Premiums

Local 30434 homeowners insurance quotes comparison

$819 /yr.

Shows Zip Code: 30434 lowest rates with discounts applied on average.

For the 30434, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$819 /yr.
Average Coverage:$1069 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1369 /yr.

What is the average home insurance cost for a home in 30434?

  • • The average homeowners insurance premium paid annually for a home in 30434 is around $1069 per year.

What does it cost on average per month for home insurance in 30434?

  • • Homeowners in 30434 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30434?

  • • Autoowners in 30434 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Louisville area, check out other zip codes nearby 30434.
Review average rates in another zip code:
30434 homeowners insurance rates

Home Replacement Cost Coverage in 30434

Average Building Cost Per Square Foot in 30434: $122

Location: Louisville, Georgia (Jefferson County)

Average Square Footage in 30434: 620 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30434 before you start any project. Louisville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30434 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30434 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 620 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Louisville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122620$75,600
Additional Upgrades & Added Features$153620$94,500
Major Home Updates or Advancements$183620$113,400

It's important to understand that when you estimate your replacement cost of your home in the 30434 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30434

Best Home & Auto Insurance Agencies in 30434

Yeomans Agency

Address: 606 Mulberry Street Louisville, GA 30434
Phone:
Website: http://www.allstate.com/
Info:

Bargeron Insurance Agency Inc

Address: 202 E 5th St Louisville, GA 30434
Phone:
Website:
Info:

Bargeron Jr, Emory - Bargeron Realty

Address: 202 5th St Louisville, GA 30434
Phone:
Website: http://www.bargeronrealty.com/
Info:

Housing Demographics for 30434

Population Review for 30434 Zip Code

For the city of Louisville, the population within 30434 has increased to over 4,558 residents in population size. The current population total is 5,444. We have broken down the population based on race below. In 30434, there are over 2700 in male population and 2744 females.

PopulationValues
Total Population5,444
White Population1955
Black Population3251
Hispanic Population143
Asian Population39
Hawaiian Population0
Indian Population5
Other Population71
Male Population2700
Female Population2744
Population Estimate4558

Household Data for 30434

The average number of homes in 30434 is around 2,055, there are an average of 2.46 per household. The average house value according to local real estate values is around $75,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,055
Persons Per Household2.46
Average House Value$75,600
Income Per Household$37944
Median Age41.2
Median Age Male39.2
Median Age Female42.9
30434 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityLouisville
City Alias NameLOUISVILLE
CountyJefferson
County FIPS163
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses117
Number Of Employees1261
Business First Quarter Payroll11179
Business Annual Payroll45972
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential1853
Delivery Business111
Delivery Total2454
Preferred Last Line KeyX10752
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10752
Land Area203.545000
Water Area1.603000
City Alias Code
City Mixed CaseLouisville
City Alias Mixed CaseLouisville
Box Count383
SFDU1753
MFDU24
State ANSI13
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125225
Unique ZIP Name
SSA State County Code11620
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseJefferson

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]