Get multiple home insurance quotes in 30439. Our licensed 30439, GA agents are ready to serve you.

30439 Home Insurance Rates

For homeowners living in 30439, the population estimates are increasing to well over 10,161 with 3,815 occupied homes within the zip code of 30439. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Metter have increased and the average home insurance premium is around $1,041 per year in 30439. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 30439 zip code today so we can help you find affordable Metter, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 30439

Please select one of the three options below based on your 30439 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

  1. Georgia Homeowners Insurance Quotes
  2. Candler County, GA Home Insurance
  3. Metter, GA Home Insurance Quotes

30439 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 30439 zip code just got easier with GetHomeInsuranceQuotes.com of Metter, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 30439 today and let us help you review the best home insurance quotes available for homeowners living in Metter.

Get 30439 Homeowners Insurance Rates Now!

30439 Home Insurance Average Premiums

Local 30439 homeowners insurance quotes comparison

$791 /yr.

Shows Zip Code: 30439 lowest rates with discounts applied on average.

For the 30439, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$791 /yr.
Average Coverage:$1041 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1341 /yr.

What is the average home insurance cost for a home in 30439?

  • • The average homeowners insurance premium paid annually for a home in 30439 is around $1041 per year.

What does it cost on average per month for home insurance in 30439?

  • • Homeowners in 30439 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30439?

  • • Autoowners in 30439 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Metter area, check out other zip codes nearby 30439.
Review average rates in another zip code:
30439 homeowners insurance rates

Home Replacement Cost Coverage in 30439

Average Building Cost Per Square Foot in 30439: $122

Location: Metter, Georgia (Candler County)

Average Square Footage in 30439: 730 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30439 before you start any project. Metter homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30439 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30439 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 730 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Metter area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122730$89,100
Additional Upgrades & Added Features$153730$111,375
Major Home Updates or Advancements$183730$133,650

It's important to understand that when you estimate your replacement cost of your home in the 30439 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30439

Best Home & Auto Insurance Agencies in 30439

Jones & Insurance Boyd Inc

Address: 8 S Rountree St Metter, GA 30439
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Metter Insurance Agency

Address: 59 NE Broad St Metter, GA 30439
Phone:
Website: http://www.metterinsurance.com/
Info:

Gillis- John Thomas

Address: 218 W Broad St Metter, GA 30439
Phone:
Website:
Info:

Housing Demographics for 30439

Population Review for 30439 Zip Code

For the city of Metter, the population within 30439 has increased to over 9,769 residents in population size. The current population total is 10,161. We have broken down the population based on race below. In 30439, there are over 4928 in male population and 5233 females.

PopulationValues
Total Population10,161
White Population6143
Black Population2576
Hispanic Population1329
Asian Population63
Hawaiian Population3
Indian Population30
Other Population794
Male Population4928
Female Population5233
Population Estimate9769

Household Data for 30439

The average number of homes in 30439 is around 3,815, there are an average of 2.59 per household. The average house value according to local real estate values is around $89,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,815
Persons Per Household2.59
Average House Value$89,100
Income Per Household$37039
Median Age40.7
Median Age Male39.8
Median Age Female42.1
30439 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityMetter
City Alias NameMETTER
CountyCandler
County FIPS043
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses214
Number Of Employees2157
Business First Quarter Payroll18961
Business Annual Payroll76699
Business Employment Flag
Growth Rank87
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number278
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential3772
Delivery Business231
Delivery Total4558
Preferred Last Line KeyX10826
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10826
Land Area207.269000
Water Area4.879000
City Alias Code
City Mixed CaseMetter
City Alias Mixed CaseMetter
Box Count410
SFDU3267
MFDU41
State ANSI13
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125819
Unique ZIP Name
SSA State County Code11180
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseCandler

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]