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30442 Homeowners Insurance Quotes & Rates

Millen residents living within the 3,175 homes available in the zip code of 30442 are shopping online to compare cheaper and more affordable Millen, GA home insurance rates. In the great city of Millen, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,056 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30442 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 30442 home insurance rates today! Please give us a call now at 1-855-976-2656. For Millen, GA Homeowners Insurance Quotes, Click to easily get started!

30442 Home Insurance Average Premiums

Local 30442 homeowners insurance quotes comparison

$806 /yr.

Shows Zip Code: 30442 lowest rates with discounts applied on average.

For the 30442, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$806 /yr.
Average Coverage:$1056 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1356 /yr.

What is the average home insurance cost for a home in 30442?

  • • The average homeowners insurance premium paid annually for a home in 30442 is around $1056 per year.

What does it cost on average per month for home insurance in 30442?

  • • Homeowners in 30442 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30442?

  • • Autoowners in 30442 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Millen area, check out other zip codes nearby 30442.
Review average rates in another zip code:
30442 homeowners insurance rates

Home Replacement Cost Coverage in 30442

Average Building Cost Per Square Foot in 30442: $122

Location: Millen, Georgia (Jenkins County)

Average Square Footage in 30442: 640 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30442 before you start any project. Millen homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30442 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30442 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 640 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Millen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122640$78,100
Additional Upgrades & Added Features$153640$97,625
Major Home Updates or Advancements$183640$117,150

It's important to understand that when you estimate your replacement cost of your home in the 30442 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30442

Dickey Motor CO

Address: 115 North Masonic Street Millen, GA 30442
Phone: (478)982-1755
Website:

Affordable Auto Insurance

Address: 115 North Masonic Street # A Millen, GA 30442
Phone: (478)982-1755
Website:

Best Home & Auto Insurance Agencies in 30442

Dwelle Insurance Agency

Address: 621 Cotton Ave Millen, GA 30442
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 711 E Winthrope Ave Millen, GA 30442
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Dickey Motor CO

Address: 115 N Masonic St Millen, GA 30442
Phone:
Website:
Info:

Affordable Auto Insurance

Address: 115 N Masonic St, #St-a Millen, GA 30442
Phone:
Website:
Info:

Housing Demographics for 30442

Population Review for 30442 Zip Code

For the city of Millen, the population within 30442 has increased to over 6,957 residents in population size. The current population total is 8,515. We have broken down the population based on race below. In 30442, there are over 4692 in male population and 3823 females.

PopulationValues
Total Population8,515
White Population4521
Black Population3558
Hispanic Population296
Asian Population12
Hawaiian Population5
Indian Population34
Other Population179
Male Population4692
Female Population3823
Population Estimate6957

Household Data for 30442

The average number of homes in 30442 is around 3,175, there are an average of 2.33 per household. The average house value according to local real estate values is around $78,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,175
Persons Per Household2.33
Average House Value$78,100
Income Per Household$29121
Median Age42.7
Median Age Male40.6
Median Age Female45.9
30442 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityMillen
City Alias NameMILLEN
CountyJenkins
County FIPS165
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses103
Number Of Employees1147
Business First Quarter Payroll10009
Business Annual Payroll39887
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential2986
Delivery Business162
Delivery Total3611
Preferred Last Line KeyX10833
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10833
Land Area353.461000
Water Area5.088000
City Alias Code
City Mixed CaseMillen
City Alias Mixed CaseMillen
Box Count349
SFDU2811
MFDU28
State ANSI13
County ANSI165
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125907
Unique ZIP Name
SSA State County Code11630
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseJenkins

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]