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30446 Home Insurance Rates & Premiums

Did you know there are over 1,491 people living within the 30446 zip code area? There are over 559 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 30446.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Georgia are on the rise. The estimated average premium is around $1,071 a year for a standard homeowners insurance policy in Newington. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Newington, GA Homeowners Insurance Quotes Online

30446 Home Insurance Average Premiums

Local 30446 homeowners insurance quotes comparison

$821 /yr.

Shows Zip Code: 30446 lowest rates with discounts applied on average.

For the 30446, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$821 /yr.
Average Coverage:$1071 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1371 /yr.

What is the average home insurance cost for a home in 30446?

  • • The average homeowners insurance premium paid annually for a home in 30446 is around $1071 per year.

What does it cost on average per month for home insurance in 30446?

  • • Homeowners in 30446 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30446?

  • • Autoowners in 30446 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newington area, check out other zip codes nearby 30446.
Review average rates in another zip code:
30446 homeowners insurance rates

Home Replacement Cost Coverage in 30446

Average Building Cost Per Square Foot in 30446: $122

Location: Newington, Georgia (Screven County)

Average Square Footage in 30446: 952 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30446 before you start any project. Newington homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30446 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30446 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 952 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122952$116,100
Additional Upgrades & Added Features$153952$145,125
Major Home Updates or Advancements$183952$174,150

It's important to understand that when you estimate your replacement cost of your home in the 30446 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30446

Best Home & Auto Insurance Agencies in 30446

Housing Demographics for 30446

Population Review for 30446 Zip Code

For the city of Newington, the population within 30446 has increased to over 1,602 residents in population size. The current population total is 1,491. We have broken down the population based on race below. In 30446, there are over 747 in male population and 744 females.

PopulationValues
Total Population1,491
White Population985
Black Population456
Hispanic Population34
Asian Population1
Hawaiian Population0
Indian Population0
Other Population6
Male Population747
Female Population744
Population Estimate1602

Household Data for 30446

The average number of homes in 30446 is around 559, there are an average of 2.67 per household. The average house value according to local real estate values is around $116,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode559
Persons Per Household2.67
Average House Value$116,100
Income Per Household$64961
Median Age39.4
Median Age Male37.9
Median Age Female41.1
30446 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityNewington
City Alias NameNEWINGTON
CountyScreven
County FIPS251
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees137
Business First Quarter Payroll1537
Business Annual Payroll7094
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential600
Delivery Business6
Delivery Total722
Preferred Last Line KeyX10893
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10893
Land Area54.788000
Water Area0.433000
City Alias Code
City Mixed CaseNewington
City Alias Mixed CaseNewington
Box Count10
SFDU600
MFDU0
State ANSI13
County ANSI251
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number126325
Unique ZIP Name
SSA State County Code11850
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseScreven

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]