Get multiple home insurance quotes in 30450. Our licensed 30450, GA agents are ready to serve you.

30450 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 30450 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Portal, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 30450 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Portal homeowners insurance rates, coverage options or home insurance types, please select Portal, GA Home Insurance Rates Online!

30450 Home Insurance Average Premiums

Local 30450 homeowners insurance quotes comparison

$777 /yr.

Shows Zip Code: 30450 lowest rates with discounts applied on average.

For the 30450, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$777 /yr.
Average Coverage:$1027 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1327 /yr.

What is the average home insurance cost for a home in 30450?

  • • The average homeowners insurance premium paid annually for a home in 30450 is around $1027 per year.

What does it cost on average per month for home insurance in 30450?

  • • Homeowners in 30450 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30450?

  • • Autoowners in 30450 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portal area, check out other zip codes nearby 30450.
Review average rates in another zip code:
30450 homeowners insurance rates

Home Replacement Cost Coverage in 30450

Average Building Cost Per Square Foot in 30450: $122

Location: Portal, Georgia (Bulloch County)

Average Square Footage in 30450: 684 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30450 before you start any project. Portal homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30450 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30450 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 684 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portal area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122684$83,500
Additional Upgrades & Added Features$153684$104,375
Major Home Updates or Advancements$183684$125,250

It's important to understand that when you estimate your replacement cost of your home in the 30450 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30450

Best Home & Auto Insurance Agencies in 30450

Housing Demographics for 30450

Population Review for 30450 Zip Code

For the city of Portal, the population within 30450 has increased to over 2,570 residents in population size. The current population total is 2,474. We have broken down the population based on race below. In 30450, there are over 1223 in male population and 1251 females.

PopulationValues
Total Population2,474
White Population1606
Black Population655
Hispanic Population117
Asian Population5
Hawaiian Population1
Indian Population2
Other Population83
Male Population1223
Female Population1251
Population Estimate2570

Household Data for 30450

The average number of homes in 30450 is around 963, there are an average of 2.57 per household. The average house value according to local real estate values is around $83,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode963
Persons Per Household2.57
Average House Value$83,500
Income Per Household$45417
Median Age40.3
Median Age Male37.6
Median Age Female43.4
30450 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityPortal
City Alias NamePORTAL
CountyBulloch
County FIPS031
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA496
CBSA44340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameStatesboro, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees103
Business First Quarter Payroll556
Business Annual Payroll2571
Business Employment Flag
Growth Rank27
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number2664
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population70217
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential1000
Delivery Business21
Delivery Total1234
Preferred Last Line KeyX11013
Classification Code
Multi-CountyY
CSA NameSavannah-Hinesville-Statesboro, GA
CBSA_DIV_Name
City State KeyX11013
Land Area56.295000
Water Area1.309000
City Alias Code
City Mixed CasePortal
City Alias Mixed CasePortal
Box Count181
SFDU1000
MFDU0
State ANSI13
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number127007
Unique ZIP Name
SSA State County Code11140
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseBulloch

Georgia Homeowners Insurance News & Information

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  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]