Home Insurance in 30474

Our rates are very competitive for homeowners living in the 30474 zip code. Many homeowners based out of Vidalia, GA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our GA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30474 should appear in the zip code field ready to go.

30474 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Vidalia area? The average homeowners premium in 30474 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 30474, you can expect to pay around $1018 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 30474 Today!

Get Home Insurance Quotes in 30474

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Georgia. Start your 30474 home insurance shopping today!

1. Vidalia, GA Home Insurance Quotes

Average Building Cost Per Square Foot in 30474: $122

Average Square Footage in 30474: 970 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30474 before you start any project. Vidalia homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30474 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30474 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 970 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vidalia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 30474 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

GA Farm Bureau of Toombs County

Allstate Insurance Companies - Independent Agent- Vidalia

M C B Agency LLC

B. Dennis Banks Agency

Manning- Michael Shane - State Farm Insurance Agent

Bishop Durden Insurance Group

State Farm Insurance

McB Agency LLC

B. Dennis Banks Agency

Household Data for 30474

The average number of homes in 30474 is around 6,583, there are an average of 2.51 per household. The average house value according to local real estate values is around $118,300. Please review the following demographics below for average income and media age.

• Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

  In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

• Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

  Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

• Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

  Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]