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Home Insurance Rates in 30477

For homeowners shopping online in 30477, our insurance rates are very competitive for homeowners living in Wadley, GA. Many homeowners based out of the great city of Wadley have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 30477, simply click the "Get Multiple Quotes Now" button. Your 30477 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Wadley, GA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

30477 Home Insurance Rating is: High!

If you live in 30477, you can easily save up to 40% off the average home insurance premium of $1071 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Wadley can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 30477 today!

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30477 Home Insurance Average Premiums

Local 30477 homeowners insurance quotes comparison

$821 /yr.

Shows Zip Code: 30477 lowest rates with discounts applied on average.

For the 30477, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$821 /yr.
Average Coverage:$1071 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1371 /yr.

What is the average home insurance cost for a home in 30477?

  • • The average homeowners insurance premium paid annually for a home in 30477 is around $1071 per year.

What does it cost on average per month for home insurance in 30477?

  • • Homeowners in 30477 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30477?

  • • Autoowners in 30477 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wadley area, check out other zip codes nearby 30477.
Review average rates in another zip code:
30477 homeowners insurance rates

Home Replacement Cost Coverage in 30477

Average Building Cost Per Square Foot in 30477: $122

Location: Wadley, Georgia (Jefferson County)

Average Square Footage in 30477: 529 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30477 before you start any project. Wadley homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30477 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30477 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 529 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wadley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122529$64,500
Additional Upgrades & Added Features$153529$80,625
Major Home Updates or Advancements$183529$96,750

It's important to understand that when you estimate your replacement cost of your home in the 30477 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30477

Best Home & Auto Insurance Agencies in 30477

Housing Demographics for 30477

Population Review for 30477 Zip Code

For the city of Wadley, the population within 30477 has increased to over 1,480 residents in population size. The current population total is 2,627. We have broken down the population based on race below. In 30477, there are over 1203 in male population and 1424 females.

PopulationValues
Total Population2,627
White Population779
Black Population1715
Hispanic Population97
Asian Population8
Hawaiian Population0
Indian Population9
Other Population56
Male Population1203
Female Population1424
Population Estimate1480

Household Data for 30477

The average number of homes in 30477 is around 1,091, there are an average of 2.32 per household. The average house value according to local real estate values is around $64,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,091
Persons Per Household2.32
Average House Value$64,500
Income Per Household$34880
Median Age47.2
Median Age Male46.6
Median Age Female47.8
30477 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityWadley
City Alias NameWADLEY
CountyJefferson
County FIPS163
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses43
Number Of Employees808
Business First Quarter Payroll9124
Business Annual Payroll41459
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential638
Delivery Business13
Delivery Total1305
Preferred Last Line KeyX11334
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11334
Land Area73.093000
Water Area0.688000
City Alias Code
City Mixed CaseWadley
City Alias Mixed CaseWadley
Box Count601
SFDU535
MFDU19
State ANSI13
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number129130
Unique ZIP Name
SSA State County Code11620
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseJefferson

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]