Homeowners Insurance in 30504

For homeowners living in 30504, you want more affordable home insurance rates in Gainesville, right? Our rates are very competitive for homeowners living in the great city of Gainesville, GA. Many homeowners living in the 30504 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 30504 should appear in the zip code field ready to go. Comparing Gainesville, GA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

30504 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Gainesville pay around $1001 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Georgia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 30504 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Gainesville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Georgia home insurance premium today!

Get 30504 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 30504: $122

Average Square Footage in 30504: 1,907 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30504 before you start any project. Gainesville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30504 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30504 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,907 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gainesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 30504 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Allstate Insurance Company - Marshall Williams

Allstate Insurance Companies

Kharazmi- Sheva - State Farm Insurance Agent

Liberty Mutual Group - Region Office

Alfa Insurance - Gainesville

Household Data for 30504

The average number of homes in 30504 is around 9,583, there are an average of 2.85 per household. The average house value according to local real estate values is around $232,700. Please review the following demographics below for average income and media age.

• Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

  In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

• Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

  Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

• Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

  Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]