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30510 Home Insurance Rates

For homeowners living in 30510, the population estimates are increasing to well over 8,612 with 2,463 occupied homes within the zip code of 30510. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Alto have increased and the average home insurance premium is around $1,036 per year in 30510. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 30510 zip code today so we can help you find affordable Alto, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 30510

Please select one of the three options below based on your 30510 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

  1. Georgia Homeowners Insurance Quotes
  2. Habersham County, GA Home Insurance
  3. Alto, GA Home Insurance Quotes

30510 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 30510 zip code just got easier with GetHomeInsuranceQuotes.com of Alto, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 30510 today and let us help you review the best home insurance quotes available for homeowners living in Alto.

Get 30510 Homeowners Insurance Rates Now!

30510 Home Insurance Average Premiums

Local 30510 homeowners insurance quotes comparison

$786 /yr.

Shows Zip Code: 30510 lowest rates with discounts applied on average.

For the 30510, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$786 /yr.
Average Coverage:$1036 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1336 /yr.

What is the average home insurance cost for a home in 30510?

  • • The average homeowners insurance premium paid annually for a home in 30510 is around $1036 per year.

What does it cost on average per month for home insurance in 30510?

  • • Homeowners in 30510 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30510?

  • • Autoowners in 30510 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alto area, check out other zip codes nearby 30510.
Review average rates in another zip code:
30510 homeowners insurance rates

Home Replacement Cost Coverage in 30510

Average Building Cost Per Square Foot in 30510: $122

Location: Alto, Georgia (Habersham County)

Average Square Footage in 30510: 1,062 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30510 before you start any project. Alto homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30510 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30510 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,062 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alto area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,062$129,600
Additional Upgrades & Added Features$1531,062$162,000
Major Home Updates or Advancements$1831,062$194,400

It's important to understand that when you estimate your replacement cost of your home in the 30510 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30510

Best Home & Auto Insurance Agencies in 30510

Housing Demographics for 30510

Population Review for 30510 Zip Code

For the city of Alto, the population within 30510 has increased to over 7,447 residents in population size. The current population total is 8,612. We have broken down the population based on race below. In 30510, there are over 3386 in male population and 5226 females.

PopulationValues
Total Population8,612
White Population6282
Black Population777
Hispanic Population1374
Asian Population154
Hawaiian Population4
Indian Population46
Other Population675
Male Population3386
Female Population5226
Population Estimate7447

Household Data for 30510

The average number of homes in 30510 is around 2,463, there are an average of 2.82 per household. The average house value according to local real estate values is around $129,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,463
Persons Per Household2.82
Average House Value$129,600
Income Per Household$46235
Median Age37.9
Median Age Male38.9
Median Age Female37.5
30510 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityAlto
City Alias NameALTO
CountyHabersham
County FIPS137
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA18460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCornelia, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses63
Number Of Employees1180
Business First Quarter Payroll10459
Business Annual Payroll41950
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population43041
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential2641
Delivery Business89
Delivery Total3390
Preferred Last Line KeyX10030
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10030
Land Area44.058000
Water Area0.100000
City Alias Code
City Mixed CaseAlto
City Alias Mixed CaseAlto
Box Count169
SFDU2641
MFDU0
State ANSI13
County ANSI137
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120209
Unique ZIP Name
SSA State County Code11540
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseHabersham

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]