Get multiple home insurance quotes in 30511. Our licensed 30511, GA agents are ready to serve you.

30511 Home Insurance Quotes & Rates

Currently, the 1,183 homes within the 30511 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Georgia is around $1,081 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Baldwin, GA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 30511.

Georgia is now ranking #15 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Baldwin home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Georgia has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 30511 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Baldwin, Georgia home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Baldwin, GA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

30511 Home Insurance Average Premiums

Local 30511 homeowners insurance quotes comparison

$831 /yr.

Shows Zip Code: 30511 lowest rates with discounts applied on average.

For the 30511, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$831 /yr.
Average Coverage:$1081 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1381 /yr.

What is the average home insurance cost for a home in 30511?

  • • The average homeowners insurance premium paid annually for a home in 30511 is around $1081 per year.

What does it cost on average per month for home insurance in 30511?

  • • Homeowners in 30511 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30511?

  • • Autoowners in 30511 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baldwin area, check out other zip codes nearby 30511.
Review average rates in another zip code:
30511 homeowners insurance rates

Home Replacement Cost Coverage in 30511

Average Building Cost Per Square Foot in 30511: $122

Location: Baldwin, Georgia (Banks County)

Average Square Footage in 30511: 1,442 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30511 before you start any project. Baldwin homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30511 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30511 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,442 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baldwin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,442$175,900
Additional Upgrades & Added Features$1531,442$219,875
Major Home Updates or Advancements$1831,442$263,850

It's important to understand that when you estimate your replacement cost of your home in the 30511 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30511

Best Home & Auto Insurance Agencies in 30511

Housing Demographics for 30511

Population Review for 30511 Zip Code

For the city of Baldwin, the population within 30511 has increased to over 3,435 residents in population size. The current population total is 3,246. We have broken down the population based on race below. In 30511, there are over 1649 in male population and 1597 females.

PopulationValues
Total Population3,246
White Population2502
Black Population63
Hispanic Population708
Asian Population49
Hawaiian Population1
Indian Population30
Other Population357
Male Population1649
Female Population1597
Population Estimate3435

Household Data for 30511

The average number of homes in 30511 is around 1,183, there are an average of 2.74 per household. The average house value according to local real estate values is around $175,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,183
Persons Per Household2.74
Average House Value$175,900
Income Per Household$69429
Median Age38.4
Median Age Male36.7
Median Age Female40.3
30511 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code762/706
CityBaldwin
City Alias NameBALDWIN
CountyBanks
County FIPS011
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses78
Number Of Employees1129
Business First Quarter Payroll11594
Business Annual Payroll49736
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential1254
Delivery Business94
Delivery Total1662
Preferred Last Line KeyX10078
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10078
Land Area32.186000
Water Area0.225000
City Alias Code
City Mixed CaseBaldwin
City Alias Mixed CaseBaldwin
Box Count272
SFDU1109
MFDU0
State ANSI13
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120594
Unique ZIP Name
SSA State County Code11040
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseBanks

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]