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30512 Homeowners Insurance Quotes & Rates

Blairsville residents living within the 9,686 homes available in the zip code of 30512 are shopping online to compare cheaper and more affordable Blairsville, GA home insurance rates. In the great city of Blairsville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,074 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30512 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 30512 home insurance rates today! Please give us a call now at 1-855-976-2656. For Blairsville, GA Homeowners Insurance Quotes, Click to easily get started!

30512 Home Insurance Average Premiums

Local 30512 homeowners insurance quotes comparison

$824 /yr.

Shows Zip Code: 30512 lowest rates with discounts applied on average.

For the 30512, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$824 /yr.
Average Coverage:$1074 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1374 /yr.

What is the average home insurance cost for a home in 30512?

  • • The average homeowners insurance premium paid annually for a home in 30512 is around $1074 per year.

What does it cost on average per month for home insurance in 30512?

  • • Homeowners in 30512 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30512?

  • • Autoowners in 30512 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blairsville area, check out other zip codes nearby 30512.
Review average rates in another zip code:
30512 homeowners insurance rates

Home Replacement Cost Coverage in 30512

Average Building Cost Per Square Foot in 30512: $122

Location: Blairsville, Georgia (Union County)

Average Square Footage in 30512: 1,790 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30512 before you start any project. Blairsville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30512 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30512 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,790 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blairsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,790$218,400
Additional Upgrades & Added Features$1531,790$273,000
Major Home Updates or Advancements$1831,790$327,600

It's important to understand that when you estimate your replacement cost of your home in the 30512 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30512

Cotton States Insurance

Address: 357 Murphy Highway Blairsville, GA 30512
Phone: (706)745-8410
Website:

Allstate Insurance Companies

Address: 1034 Young Harris Highway Suite B Blairsville, GA 30512
Phone: (706)781-3277
Website:

Callaway Mike Insurance

Address: 233 Highway 515 Blairsville, GA 30512
Phone: (706)745-7000
Website:

Best Home & Auto Insurance Agencies in 30512

Henderson- Jerry L - State Farm Insurance Agent

Address: 27 Highway 515 Blairsville, GA 30512
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Jackson Robert F Insurance Agency

Address: 195 Highway 515 Blairsville, GA 30512
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 1034 Young Harris Hwy Blairsville, GA 30512
Phone:
Website:
Info:

Mark A King Insurance Agency

Address: 245 Welborne St Blairsville, GA 30512
Phone:
Website:
Info:

Blairsville Insurance Agency

Address: 199 Highway 515 Blairsville, GA 30512
Phone:
Website: http://www.blairsvilleinsurance.com
Info:

Housing Demographics for 30512

Population Review for 30512 Zip Code

For the city of Blairsville, the population within 30512 has increased to over 26,651 residents in population size. The current population total is 22,608. We have broken down the population based on race below. In 30512, there are over 11012 in male population and 11596 females.

PopulationValues
Total Population22,608
White Population20969
Black Population121
Hispanic Population745
Asian Population96
Hawaiian Population0
Indian Population82
Other Population254
Male Population11012
Female Population11596
Population Estimate26651

Household Data for 30512

The average number of homes in 30512 is around 9,686, there are an average of 2.29 per household. The average house value according to local real estate values is around $218,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,686
Persons Per Household2.29
Average House Value$218,400
Income Per Household$53393
Median Age55.8
Median Age Male54.6
Median Age Female56.7
30512 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityBlairsville
City Alias NameBLAIRSVILLE
CountyUnion
County FIPS291
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses596
Number Of Employees6428
Business First Quarter Payroll64912
Business Annual Payroll275908
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential11638
Delivery Business694
Delivery Total12295
Preferred Last Line KeyX10117
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10117
Land Area221.864000
Water Area6.772000
City Alias Code
City Mixed CaseBlairsville
City Alias Mixed CaseBlairsville
Box Count0
SFDU10493
MFDU263
State ANSI13
County ANSI291
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120814
Unique ZIP Name
SSA State County Code11913
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseUnion

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]