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Compare 30518 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Buford just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 18,570 neighbors looking to save on their home insurance policy in the local 30518 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 30518. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Buford, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Buford, GA

30518 Home Insurance Average Premiums

Local 30518 homeowners insurance quotes comparison

$750 /yr.

Shows Zip Code: 30518 lowest rates with discounts applied on average.

For the 30518, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$750 /yr.
Average Coverage:$1000 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1300 /yr.

What is the average home insurance cost for a home in 30518?

  • • The average homeowners insurance premium paid annually for a home in 30518 is around $1000 per year.

What does it cost on average per month for home insurance in 30518?

  • • Homeowners in 30518 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 30518?

  • • Autoowners in 30518 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buford area, check out other zip codes nearby 30518.
Review average rates in another zip code:
30519 homeowners insurance rates
30518 homeowners insurance rates

Home Replacement Cost Coverage in 30518

Average Building Cost Per Square Foot in 30518: $122

Location: Buford, Georgia (Gwinnett County)

Average Square Footage in 30518: 2,222 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30518 before you start any project. Buford homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30518 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30518 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,222 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,222$271,100
Additional Upgrades & Added Features$1532,222$338,875
Major Home Updates or Advancements$1832,222$406,650

It's important to understand that when you estimate your replacement cost of your home in the 30518 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30518

Allstate Insurance - Kelly Whittington

Address: 1400 Buford Hwy Ste R-4 Buford, GA 30518
Phone: (770)932-9395
Website:

Allstate Insurance - Adam Blackwell

Address: 4995 Friendship Rd Suite I Buford, GA 30518
Phone: (770)932-9529
Website:

Henry Randy Clevenger Agency

Address: 1233 Buford Hwy Sugar Hill, GA 30518
Phone: (770)932-3001
Website:

Best Home & Auto Insurance Agencies in 30518

Allstate Insurance Company - Karl Boling

Address: 5230 Nelson Brogdon Blvd Sugar Hill, GA 30518
Phone:
Website: http://www.allstateagencies.com/014201?cid=OTC-YP.com-IYP&att=TL
Info:

Velox Insurance

Address: 1325 Buford Hwy, Ste 105 Buford, GA 30518
Phone:
Website: http://www.veloxinsurance.com/
Info:

Allstate Insurance Company - Sherry Dovin

Address: 2096 Buford Dam Rd Buford, GA 30518
Phone:
Website: http://www.allstateagencies.com/030749?cid=OTC-YP.com-IYP&att=TL
Info:

Henry Randy Clevenger Agency

Address: 1233 Buford Hwy NE Sugar Hill, GA 30518
Phone:
Website:
Info:

Zumach Insurance Agency

Address: 4550 Atwater Ct NE Buford, GA 30518
Phone:
Website: http://www.zumachagency.com/
Info:

Housing Demographics for 30518

Population Review for 30518 Zip Code

For the city of Buford, the population within 30518 has increased to over 64,113 residents in population size. The current population total is 56,149. We have broken down the population based on race below. In 30518, there are over 27506 in male population and 28643 females.

PopulationValues
Total Population56,149
White Population31145
Black Population7357
Hispanic Population11536
Asian Population5535
Hawaiian Population36
Indian Population417
Other Population5234
Male Population27506
Female Population28643
Population Estimate64113

Household Data for 30518

The average number of homes in 30518 is around 18,570, there are an average of 3.01 per household. The average house value according to local real estate values is around $271,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,570
Persons Per Household3.01
Average House Value$271,100
Income Per Household$83329
Median Age36.7
Median Age Male35.3
Median Age Female37.9
30518 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770/943
CityBuford
City Alias NameBUFORD
CountyGwinnett
County FIPS135
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1882
Number Of Employees22927
Business First Quarter Payroll259616
Business Annual Payroll1128976
Business Employment Flag
Growth Rank99
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19620
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District06|09
Congressional LandArea298.76|5210.81
Delivery Residential21300
Delivery Business2018
Delivery Total23431
Preferred Last Line KeyX10174
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10174
Land Area40.035000
Water Area7.205000
City Alias Code
City Mixed CaseBuford
City Alias Mixed CaseBuford
Box Count0
SFDU16274
MFDU2065
State ANSI13
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number121232
Unique ZIP Name
SSA State County Code11530
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseGwinnett

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]