Compare quotes for your home in 30522! Compare the best 12 carriers in minutes.
Homeowners Insurance coverage in 30522
If you are a homeowner in 30522 or Cherry Log, GA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Cherry Log.
Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.
Compare rates and find the best homeowners policy in 30522.
Learn more about our homeowners insurance shopping service by selecting the best Cherry Log, GA Home Insurance Quotes Online.
What is the Average Home Insurance Rates in 30522?
Residents of Cherry Log have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Georgia? While Georgia is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Georgia comes in at 15 in the country for homeowners insurance premiums.
If you are living in 30522 zipcode, expect to pay around $991 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.
Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Cherry Log does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.
Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.
30522 Home Insurance Average Premiums
For the 30522, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $741 /yr. |
Average Coverage: | $991 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1291 /yr. |
What is the average home insurance cost for a home in 30522?
- • The average homeowners insurance premium paid annually for a home in 30522 is around $991 per year.
What does it cost on average per month for home insurance in 30522?
- • Homeowners in 30522 pay a monthly average cost per month around $83.00.
What kind of discount could I get if I combine my home and auto insurance together in 30522?
- • Autoowners in 30522 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Cherry Log area, check out other zip codes nearby 30522.
Review average rates in another zip code:
30522 homeowners insurance rates
Home Replacement Cost Coverage in 30522
Average Building Cost Per Square Foot in 30522: $122
Location: Cherry Log, Georgia (Gilmer County)Average Square Footage in 30522: 1,889 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 30522 before you start any project. Cherry Log homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30522 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 30522 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,889 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cherry Log area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 1,889 | $230,400 |
Additional Upgrades & Added Features | $153 | 1,889 | $288,000 |
Major Home Updates or Advancements | $183 | 1,889 | $345,600 |
It's important to understand that when you estimate your replacement cost of your home in the 30522 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 30522
Best Home & Auto Insurance Agencies in 30522
Housing Demographics for 30522
Population Review for 30522 Zip Code
For the city of Cherry Log, the population within 30522 has increased to over 1,515 residents in population size. The current population total is 1,154. We have broken down the population based on race below. In 30522, there are over 548 in male population and 606 females.
Population | Values |
---|---|
Total Population | 1,154 |
White Population | 1039 |
Black Population | 13 |
Hispanic Population | 35 |
Asian Population | 2 |
Hawaiian Population | 0 |
Indian Population | 6 |
Other Population | 10 |
Male Population | 548 |
Female Population | 606 |
Population Estimate | 1515 |
Household Data for 30522
The average number of homes in 30522 is around 552, there are an average of 2.09 per household. The average house value according to local real estate values is around $230,400. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 552 |
Persons Per Household | 2.09 |
Average House Value | $230,400 |
Income Per Household | $64830 |
Median Age | 58.8 |
Median Age Male | 57.0 |
Median Age Female | 60.0 |
30522 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | P |
City Alias Abbreviation | |
Area Code | 706/762 |
City | Cherry Log |
City Alias Name | CHERRY LOG |
County | Gilmer |
County FIPS | 123 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 16 |
Number Of Employees | 67 |
Business First Quarter Payroll | 460 |
Business Annual Payroll | 2284 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 09 |
Congressional LandArea | 5210.81 |
Delivery Residential | 725 |
Delivery Business | 4 |
Delivery Total | 1069 |
Preferred Last Line Key | X10232 |
Classification Code | |
Multi-County | Y |
CSA Name | |
CBSA_DIV_Name | |
City State Key | X10232 |
Land Area | 46.533000 |
Water Area | 0.066000 |
City Alias Code | |
City Mixed Case | Cherry Log |
City Alias Mixed Case | Cherry Log |
Box Count | 222 |
SFDU | 718 |
MFDU | 0 |
State ANSI | 13 |
County ANSI | 123 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 121639 |
Unique ZIP Name | |
SSA State County Code | 11471 |
Medicare CBSA Code | 99911 |
Medicare CBSA Name | Rural Areas in GA |
Medicare CBSA Type | Micro |
Market Rating Area ID | 13 |
County Mixed Case | Gilmer |
Georgia Homeowners Insurance News & Information
-
Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
-
Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
-
Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]