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Homeowners Insurance coverage in 30522

If you are a homeowner in 30522 or Cherry Log, GA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Cherry Log.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 30522.

Learn more about our homeowners insurance shopping service by selecting the best Cherry Log, GA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 30522?

Residents of Cherry Log have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Georgia? While Georgia is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Georgia comes in at 15 in the country for homeowners insurance premiums.

If you are living in 30522 zipcode, expect to pay around $991 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Cherry Log does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

30522 Home Insurance Average Premiums

Local 30522 homeowners insurance quotes comparison

$741 /yr.

Shows Zip Code: 30522 lowest rates with discounts applied on average.

For the 30522, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$741 /yr.
Average Coverage:$991 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1291 /yr.

What is the average home insurance cost for a home in 30522?

  • • The average homeowners insurance premium paid annually for a home in 30522 is around $991 per year.

What does it cost on average per month for home insurance in 30522?

  • • Homeowners in 30522 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 30522?

  • • Autoowners in 30522 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cherry Log area, check out other zip codes nearby 30522.
Review average rates in another zip code:
30522 homeowners insurance rates

Home Replacement Cost Coverage in 30522

Average Building Cost Per Square Foot in 30522: $122

Location: Cherry Log, Georgia (Gilmer County)

Average Square Footage in 30522: 1,889 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30522 before you start any project. Cherry Log homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30522 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30522 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,889 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cherry Log area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,889$230,400
Additional Upgrades & Added Features$1531,889$288,000
Major Home Updates or Advancements$1831,889$345,600

It's important to understand that when you estimate your replacement cost of your home in the 30522 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30522

Best Home & Auto Insurance Agencies in 30522

Housing Demographics for 30522

Population Review for 30522 Zip Code

For the city of Cherry Log, the population within 30522 has increased to over 1,515 residents in population size. The current population total is 1,154. We have broken down the population based on race below. In 30522, there are over 548 in male population and 606 females.

PopulationValues
Total Population1,154
White Population1039
Black Population13
Hispanic Population35
Asian Population2
Hawaiian Population0
Indian Population6
Other Population10
Male Population548
Female Population606
Population Estimate1515

Household Data for 30522

The average number of homes in 30522 is around 552, there are an average of 2.09 per household. The average house value according to local real estate values is around $230,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode552
Persons Per Household2.09
Average House Value$230,400
Income Per Household$64830
Median Age58.8
Median Age Male57.0
Median Age Female60.0
30522 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityCherry Log
City Alias NameCHERRY LOG
CountyGilmer
County FIPS123
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees67
Business First Quarter Payroll460
Business Annual Payroll2284
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential725
Delivery Business4
Delivery Total1069
Preferred Last Line KeyX10232
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10232
Land Area46.533000
Water Area0.066000
City Alias Code
City Mixed CaseCherry Log
City Alias Mixed CaseCherry Log
Box Count222
SFDU718
MFDU0
State ANSI13
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number121639
Unique ZIP Name
SSA State County Code11471
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseGilmer

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]