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30525 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 30525 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Clayton, GA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 30525.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 30525 and start shopping.

Quickly and Easily Compare Average Rates for 30525

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clayton, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 30525

Homeowners in Clayton are paying roughly $1003 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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30525 Home Insurance Average Premiums

Local 30525 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 30525 lowest rates with discounts applied on average.

For the 30525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$753 /yr.
Average Coverage:$1003 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1303 /yr.

What is the average home insurance cost for a home in 30525?

  • • The average homeowners insurance premium paid annually for a home in 30525 is around $1003 per year.

What does it cost on average per month for home insurance in 30525?

  • • Homeowners in 30525 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 30525?

  • • Autoowners in 30525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clayton area, check out other zip codes nearby 30525.
Review average rates in another zip code:
30525 homeowners insurance rates

Home Replacement Cost Coverage in 30525

Average Building Cost Per Square Foot in 30525: $122

Location: Clayton, Georgia (Rabun County)

Average Square Footage in 30525: 1,485 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30525 before you start any project. Clayton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,485 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clayton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,485$181,200
Additional Upgrades & Added Features$1531,485$226,500
Major Home Updates or Advancements$1831,485$271,800

It's important to understand that when you estimate your replacement cost of your home in the 30525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30525

Best Home & Auto Insurance Agencies in 30525

Grizzle Jr- Rufe Ed - State Farm Insurance Agent

Address: 91 E Savannah St Clayton, GA 30525
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farm Bureau Insurance

Address: 1552 US-441 Clayton, GA 30525
Phone:
Website: http://www.gfb.org
Info:

Clayton Insurance Agency

Address: 30 Commerce St Clayton, GA 30525
Phone:
Website:
Info:

Housing Demographics for 30525

Population Review for 30525 Zip Code

For the city of Clayton, the population within 30525 has increased to over 9,813 residents in population size. The current population total is 7,937. We have broken down the population based on race below. In 30525, there are over 3828 in male population and 4109 females.

PopulationValues
Total Population7,937
White Population6930
Black Population62
Hispanic Population764
Asian Population38
Hawaiian Population2
Indian Population38
Other Population292
Male Population3828
Female Population4109
Population Estimate9813

Household Data for 30525

The average number of homes in 30525 is around 3,476, there are an average of 2.28 per household. The average house value according to local real estate values is around $181,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,476
Persons Per Household2.28
Average House Value$181,200
Income Per Household$46224
Median Age48.5
Median Age Male47.8
Median Age Female49.2
30525 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityClayton
City Alias NameCLAYTON
CountyRabun
County FIPS241
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses295
Number Of Employees2955
Business First Quarter Payroll22057
Business Annual Payroll102348
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09|11
Congressional LandArea5210.81|1071.25
Delivery Residential4304
Delivery Business328
Delivery Total6100
Preferred Last Line KeyX10246
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10246
Land Area198.023000
Water Area0.918000
City Alias Code
City Mixed CaseClayton
City Alias Mixed CaseClayton
Box Count695
SFDU3724
MFDU134
State ANSI13
County ANSI241
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number121760
Unique ZIP Name
SSA State County Code11834
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseRabun

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]