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30537 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 30537 zip code it's important to know that our rates are very competitive for homeowners living in Dillard, GA. Many homeowners based out of your 30537 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30537 should appear in the zip code field ready to go. For Dillard, GA Homeowners Insurance Quotes nearby, we offer the best rates and service.

30537: Average Home Insurance Rates

For homeowners living in the great city of Dillard, the average homeowners policy is considered high in comparison to other states. Georgia premiums are estimated to be around $1065 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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30537 Home Insurance Average Premiums

Local 30537 homeowners insurance quotes comparison

$815 /yr.

Shows Zip Code: 30537 lowest rates with discounts applied on average.

For the 30537, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$815 /yr.
Average Coverage:$1065 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1365 /yr.

What is the average home insurance cost for a home in 30537?

  • • The average homeowners insurance premium paid annually for a home in 30537 is around $1065 per year.

What does it cost on average per month for home insurance in 30537?

  • • Homeowners in 30537 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30537?

  • • Autoowners in 30537 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dillard area, check out other zip codes nearby 30537.
Review average rates in another zip code:
30537 homeowners insurance rates

Home Replacement Cost Coverage in 30537

Average Building Cost Per Square Foot in 30537: $122

Location: Dillard, Georgia (Rabun County)

Average Square Footage in 30537: 1,775 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30537 before you start any project. Dillard homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30537 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30537 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,775 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dillard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,775$216,500
Additional Upgrades & Added Features$1531,775$270,625
Major Home Updates or Advancements$1831,775$324,750

It's important to understand that when you estimate your replacement cost of your home in the 30537 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30537

Best Home & Auto Insurance Agencies in 30537

Housing Demographics for 30537

Population Review for 30537 Zip Code

For the city of Dillard, the population within 30537 has increased to over 2,276 residents in population size. The current population total is 1,476. We have broken down the population based on race below. In 30537, there are over 715 in male population and 761 females.

PopulationValues
Total Population1,476
White Population1329
Black Population6
Hispanic Population158
Asian Population6
Hawaiian Population0
Indian Population5
Other Population41
Male Population715
Female Population761
Population Estimate2276

Household Data for 30537

The average number of homes in 30537 is around 699, there are an average of 2.11 per household. The average house value according to local real estate values is around $216,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode699
Persons Per Household2.11
Average House Value$216,500
Income Per Household$50688
Median Age55.2
Median Age Male57.0
Median Age Female53.3
30537 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityDillard
City Alias NameDILLARD
CountyRabun
County FIPS241
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses52
Number Of Employees338
Business First Quarter Payroll2120
Business Annual Payroll9623
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential1079
Delivery Business69
Delivery Total1687
Preferred Last Line KeyX10343
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10343
Land Area18.753000
Water Area0.091000
City Alias Code
City Mixed CaseDillard
City Alias Mixed CaseDillard
Box Count146
SFDU415
MFDU551
State ANSI13
County ANSI241
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number122552
Unique ZIP Name
SSA State County Code11834
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseRabun

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]