Get multiple home insurance quotes in 30542. Our licensed 30542, GA agents are ready to serve you.

Homeowners Insurance in 30542

In Flowery Branch, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 30542 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 30542 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30542 should appear in the zip code field ready to go.

30542 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1119. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Flowery Branch home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 30542 Home Insurance Rates Now!

Best 3 Options to Compare in 30542

If you want homeowners insurance quotes within the city of Flowery Branch or in the 30542 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Flowery Branch, GA.

30542 Home Insurance Average Premiums

Local 30542 homeowners insurance quotes comparison

$869 /yr.

Shows Zip Code: 30542 lowest rates with discounts applied on average.

For the 30542, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$869 /yr.
Average Coverage:$1119 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1419 /yr.

What is the average home insurance cost for a home in 30542?

  • • The average homeowners insurance premium paid annually for a home in 30542 is around $1119 per year.

What does it cost on average per month for home insurance in 30542?

  • • Homeowners in 30542 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 30542?

  • • Autoowners in 30542 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flowery Branch area, check out other zip codes nearby 30542.
Review average rates in another zip code:
30542 homeowners insurance rates

Home Replacement Cost Coverage in 30542

Average Building Cost Per Square Foot in 30542: $122

Location: Flowery Branch, Georgia (Hall County)

Average Square Footage in 30542: 2,132 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30542 before you start any project. Flowery Branch homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30542 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30542 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,132 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flowery Branch area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,132$260,100
Additional Upgrades & Added Features$1532,132$325,125
Major Home Updates or Advancements$1832,132$390,150

It's important to understand that when you estimate your replacement cost of your home in the 30542 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30542

Best Home & Auto Insurance Agencies in 30542

Edmondson, Mike Agent - State Farm Insurance

Address: 3737 Winder Hwy Flowery Branch, GA 30542
Phone:
Website: http://www.statefarm.com/
Info:

413 Insurance Services, LLC

Address: 5634 Atlanta Hwy, Ste 1000 Flowery Branch, GA 30542
Phone:
Website: http://www.413insuranceservices.com/
Info:

Martin- Robert William

Address: 5900 Spout Springs Rd Flowery Branch, GA 30542
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 5634 Atlanta Hwy, #600 Flowery Branch, GA 30542
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance

Address: 5911 Spout Springs Rd Flowery Branch, GA 30542
Phone:
Website: http://www.allstateagencies.com/041712?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 30542

Population Review for 30542 Zip Code

For the city of Flowery Branch, the population within 30542 has increased to over 45,429 residents in population size. The current population total is 37,575. We have broken down the population based on race below. In 30542, there are over 18440 in male population and 19135 females.

PopulationValues
Total Population37,575
White Population27827
Black Population2342
Hispanic Population6113
Asian Population978
Hawaiian Population19
Indian Population181
Other Population2607
Male Population18440
Female Population19135
Population Estimate45429

Household Data for 30542

The average number of homes in 30542 is around 13,389, there are an average of 2.79 per household. The average house value according to local real estate values is around $260,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,389
Persons Per Household2.79
Average House Value$260,100
Income Per Household$82679
Median Age40.3
Median Age Male39.4
Median Age Female41.0
30542 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias AbbreviationFLOWERY BR
Area Code470/770/678
CityFlowery Branch
City Alias NameFLOWERY BRANCH
CountyHall
County FIPS139
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA23580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGainesville, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses785
Number Of Employees12125
Business First Quarter Payroll181624
Business Annual Payroll844446
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population179684
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential16283
Delivery Business646
Delivery Total17509
Preferred Last Line KeyX10463
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10463
Land Area42.443000
Water Area7.588000
City Alias Code
City Mixed CaseFlowery Branch
City Alias Mixed CaseFlowery Branch
Box Count580
SFDU11862
MFDU1276
State ANSI13
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number123311
Unique ZIP Name
SSA State County Code11550
Medicare CBSA Code23580
Medicare CBSA NameGainesville, GA
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHall

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]