Get multiple home insurance quotes in 30554. Our licensed 30554, GA agents are ready to serve you.

30554 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 30554? There are over 3,037 occupied homes in the 30554 area. With a population size of 8,394, it's not uncommon for residence of Lula, GA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Georgia is around $1,068 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 30554 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Lula, GA Home Insurance Rate Quotes

30554 Home Insurance Average Premiums

Local 30554 homeowners insurance quotes comparison

$818 /yr.

Shows Zip Code: 30554 lowest rates with discounts applied on average.

For the 30554, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$818 /yr.
Average Coverage:$1068 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1368 /yr.

What is the average home insurance cost for a home in 30554?

  • • The average homeowners insurance premium paid annually for a home in 30554 is around $1068 per year.

What does it cost on average per month for home insurance in 30554?

  • • Homeowners in 30554 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30554?

  • • Autoowners in 30554 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lula area, check out other zip codes nearby 30554.
Review average rates in another zip code:
30554 homeowners insurance rates

Home Replacement Cost Coverage in 30554

Average Building Cost Per Square Foot in 30554: $122

Location: Lula, Georgia (Hall County)

Average Square Footage in 30554: 1,425 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30554 before you start any project. Lula homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30554 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30554 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,425 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lula area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,425$173,800
Additional Upgrades & Added Features$1531,425$217,250
Major Home Updates or Advancements$1831,425$260,700

It's important to understand that when you estimate your replacement cost of your home in the 30554 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30554

Best Home & Auto Insurance Agencies in 30554

Allstate Insurance Companies

Address: 6012 Athens St Lula, GA 30554
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 30554

Population Review for 30554 Zip Code

For the city of Lula, the population within 30554 has increased to over 8,878 residents in population size. The current population total is 8,394. We have broken down the population based on race below. In 30554, there are over 4185 in male population and 4209 females.

PopulationValues
Total Population8,394
White Population7135
Black Population299
Hispanic Population713
Asian Population72
Hawaiian Population4
Indian Population43
Other Population274
Male Population4185
Female Population4209
Population Estimate8878

Household Data for 30554

The average number of homes in 30554 is around 3,037, there are an average of 2.76 per household. The average house value according to local real estate values is around $173,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,037
Persons Per Household2.76
Average House Value$173,800
Income Per Household$60378
Median Age40.0
Median Age Male39.7
Median Age Female40.3
30554 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/770/470/943
CityLula
City Alias NameLULA
CountyHall
County FIPS139
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA23580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGainesville, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses86
Number Of Employees536
Business First Quarter Payroll4150
Business Annual Payroll18464
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population179684
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential3217
Delivery Business59
Delivery Total4059
Preferred Last Line KeyX10756
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10756
Land Area71.508000
Water Area0.923000
City Alias Code
City Mixed CaseLula
City Alias Mixed CaseLula
Box Count434
SFDU3016
MFDU0
State ANSI13
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number125302
Unique ZIP Name
SSA State County Code11550
Medicare CBSA Code23580
Medicare CBSA NameGainesville, GA
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHall

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]