Get multiple home insurance quotes in 30559. Our licensed 30559, GA agents are ready to serve you.

30559, GA Homeowners Insurance Rates

With a population size of 4,699 and with 2,024 occupied homes in the 30559 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Mineral Bluff, GA are around $1,016 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Mineral Bluff, Georgia. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Georgia home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Mineral Bluff, GA.

For Georgia home insurance information, including average Mineral Bluff home insurance rates, coverage options or the different homeowners insurance types, please select Mineral Bluff, GA Home Insurance Quotes Now!

30559 Home Insurance Average Premiums

Local 30559 homeowners insurance quotes comparison

$766 /yr.

Shows Zip Code: 30559 lowest rates with discounts applied on average.

For the 30559, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$766 /yr.
Average Coverage:$1016 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1316 /yr.

What is the average home insurance cost for a home in 30559?

  • • The average homeowners insurance premium paid annually for a home in 30559 is around $1016 per year.

What does it cost on average per month for home insurance in 30559?

  • • Homeowners in 30559 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 30559?

  • • Autoowners in 30559 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mineral Bluff area, check out other zip codes nearby 30559.
Review average rates in another zip code:
30559 homeowners insurance rates

Home Replacement Cost Coverage in 30559

Average Building Cost Per Square Foot in 30559: $122

Location: Mineral Bluff, Georgia (Fannin County)

Average Square Footage in 30559: 1,936 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30559 before you start any project. Mineral Bluff homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30559 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30559 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,936 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mineral Bluff area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,936$236,200
Additional Upgrades & Added Features$1531,936$295,250
Major Home Updates or Advancements$1831,936$354,300

It's important to understand that when you estimate your replacement cost of your home in the 30559 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30559

Best Home & Auto Insurance Agencies in 30559

Housing Demographics for 30559

Population Review for 30559 Zip Code

For the city of Mineral Bluff, the population within 30559 has increased to over 6,062 residents in population size. The current population total is 4,699. We have broken down the population based on race below. In 30559, there are over 2312 in male population and 2387 females.

PopulationValues
Total Population4,699
White Population4406
Black Population9
Hispanic Population78
Asian Population5
Hawaiian Population2
Indian Population24
Other Population40
Male Population2312
Female Population2387
Population Estimate6062

Household Data for 30559

The average number of homes in 30559 is around 2,024, there are an average of 2.32 per household. The average house value according to local real estate values is around $236,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,024
Persons Per Household2.32
Average House Value$236,200
Income Per Household$48643
Median Age54.0
Median Age Male52.9
Median Age Female54.6
30559 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityMineral Bluff
City Alias NameMINERAL BLUFF
CountyFannin
County FIPS111
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses57
Number Of Employees378
Business First Quarter Payroll2688
Business Annual Payroll12886
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09|11|11
Congressional LandArea5210.81|6838.24|1071.25
Delivery Residential2613
Delivery Business48
Delivery Total3119
Preferred Last Line KeyX10838
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10838
Land Area50.322000
Water Area0.228000
City Alias Code
City Mixed CaseMineral Bluff
City Alias Mixed CaseMineral Bluff
Box Count328
SFDU2490
MFDU27
State ANSI13
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number125962
Unique ZIP Name
SSA State County Code11450
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseFannin

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]