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Find the Best Home Insurance Rates in 30566

Shopping for homeowners insurance in 30566 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Oakwood, GA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Georgia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 30566 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 30566

Find Oakwood, GA Homeowners Insurance Quotes to review the best coverage options in your area.

30566 Home Insurance Rating is: high!

In 30566 the average premium is $1074. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 30566, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 30566!

30566 Home Insurance Average Premiums

Local 30566 homeowners insurance quotes comparison

$824 /yr.

Shows Zip Code: 30566 lowest rates with discounts applied on average.

For the 30566, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$824 /yr.
Average Coverage:$1074 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1374 /yr.

What is the average home insurance cost for a home in 30566?

  • • The average homeowners insurance premium paid annually for a home in 30566 is around $1074 per year.

What does it cost on average per month for home insurance in 30566?

  • • Homeowners in 30566 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30566?

  • • Autoowners in 30566 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Oakwood area, check out other zip codes nearby 30566.
Review average rates in another zip code:
30566 homeowners insurance rates

Home Replacement Cost Coverage in 30566

Average Building Cost Per Square Foot in 30566: $122

Location: Oakwood, Georgia (Hall County)

Average Square Footage in 30566: 1,432 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30566 before you start any project. Oakwood homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30566 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30566 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,432 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Oakwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,432$174,700
Additional Upgrades & Added Features$1531,432$218,375
Major Home Updates or Advancements$1831,432$262,050

It's important to understand that when you estimate your replacement cost of your home in the 30566 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30566

Best Home & Auto Insurance Agencies in 30566

Allstate Insurance Company - Monica Riden

Address: 5625 McEver Rd Oakwood, GA 30566
Phone:
Website: http://www.allstateagencies.com/041954?cid=OTC-YP.com-IYP&att=TL
Info:

Jackson- Eric W - State Farm Insurance Agent

Address: 3816 Old Flowery Branch Rd Oakwood, GA 30566
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 30566

Population Review for 30566 Zip Code

For the city of Oakwood, the population within 30566 has increased to over 11,597 residents in population size. The current population total is 8,660. We have broken down the population based on race below. In 30566, there are over 4102 in male population and 4558 females.

PopulationValues
Total Population8,660
White Population5172
Black Population839
Hispanic Population2686
Asian Population247
Hawaiian Population5
Indian Population90
Other Population1356
Male Population4102
Female Population4558
Population Estimate11597

Household Data for 30566

The average number of homes in 30566 is around 3,392, there are an average of 2.55 per household. The average house value according to local real estate values is around $174,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,392
Persons Per Household2.55
Average House Value$174,700
Income Per Household$59579
Median Age36.1
Median Age Male34.6
Median Age Female37.7
30566 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/470/770/943
CityOakwood
City Alias NameOAKWOOD
CountyHall
County FIPS139
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA23580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGainesville, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses245
Number Of Employees5401
Business First Quarter Payroll59246
Business Annual Payroll280095
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population179684
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential4548
Delivery Business341
Delivery Total5631
Preferred Last Line KeyX10937
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10937
Land Area8.045000
Water Area0.524000
City Alias Code
City Mixed CaseOakwood
City Alias Mixed CaseOakwood
Box Count482
SFDU2407
MFDU405
State ANSI13
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number126479
Unique ZIP Name
SSA State County Code11550
Medicare CBSA Code23580
Medicare CBSA NameGainesville, GA
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHall

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]