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Searching for Homeowners Insurance in 30568

If you are a homeowners that lives in 30568 you may be searching for more affordable homeowners insurance in Rabun Gap. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Rabun Gap, GA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Georgia licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 30568 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rabun Gap, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 30568 Home Insurance Costs: high!

In Rabun Gap, homeowners are paying roughly $1005 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 30568 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Rabun Gap are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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30568 Home Insurance Average Premiums

Local 30568 homeowners insurance quotes comparison

$755 /yr.

Shows Zip Code: 30568 lowest rates with discounts applied on average.

For the 30568, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$755 /yr.
Average Coverage:$1005 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1305 /yr.

What is the average home insurance cost for a home in 30568?

  • • The average homeowners insurance premium paid annually for a home in 30568 is around $1005 per year.

What does it cost on average per month for home insurance in 30568?

  • • Homeowners in 30568 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 30568?

  • • Autoowners in 30568 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rabun Gap area, check out other zip codes nearby 30568.
Review average rates in another zip code:
30568 homeowners insurance rates

Home Replacement Cost Coverage in 30568

Average Building Cost Per Square Foot in 30568: $122

Location: Rabun Gap, Georgia (Rabun County)

Average Square Footage in 30568: 1,489 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30568 before you start any project. Rabun Gap homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30568 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30568 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,489 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rabun Gap area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,489$181,600
Additional Upgrades & Added Features$1531,489$227,000
Major Home Updates or Advancements$1831,489$272,400

It's important to understand that when you estimate your replacement cost of your home in the 30568 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30568

Best Home & Auto Insurance Agencies in 30568

Housing Demographics for 30568

Population Review for 30568 Zip Code

For the city of Rabun Gap, the population within 30568 has increased to over 2,258 residents in population size. The current population total is 2,147. We have broken down the population based on race below. In 30568, there are over 1045 in male population and 1102 females.

PopulationValues
Total Population2,147
White Population1919
Black Population20
Hispanic Population161
Asian Population10
Hawaiian Population0
Indian Population3
Other Population49
Male Population1045
Female Population1102
Population Estimate2258

Household Data for 30568

The average number of homes in 30568 is around 889, there are an average of 2.37 per household. The average house value according to local real estate values is around $181,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode889
Persons Per Household2.37
Average House Value$181,600
Income Per Household$65714
Median Age51.0
Median Age Male48.0
Median Age Female54.0
30568 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityRabun Gap
City Alias NameRABUN GAP
CountyRabun
County FIPS241
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees726
Business First Quarter Payroll6360
Business Annual Payroll26048
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential953
Delivery Business39
Delivery Total2481
Preferred Last Line KeyX11027
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11027
Land Area30.574000
Water Area0.072000
City Alias Code
City Mixed CaseRabun Gap
City Alias Mixed CaseRabun Gap
Box Count149
SFDU873
MFDU0
State ANSI13
County ANSI241
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number127139
Unique ZIP Name
SSA State County Code11834
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseRabun

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]