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Check Out 30572 Home Insurance Rates
Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Suches, GA.
We will gather some basic information about your home in Suches, GA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.
Our service is always free and we have a team of Georgia licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.
If you are ready to start researching homeowner insurance rates in 30572 simply click the "Get Multiple Quotes Now" button.
Research Home Insurance Quotes in 30572
We have pulled together a variety of data related to homeowners insurance in Georgia. Simply click on one of the links below to learn about the average cost of homeowners insurance in Georgia as well as local coverage options.
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Suches, GA home insurance quotes in your local city and review the most competitive coverages and premiums.
30572 Homeowners Insurance Rates, Average Rating: high!
Homeowners insurance policies in 30572 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.
Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.
Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Georgia is roughly $973. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.
Get started right now saving on your 30572 homeowners insurance policy!
30572 Home Insurance Average Premiums
For the 30572, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $723 /yr. |
Average Coverage: | $973 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1273 /yr. |
What is the average home insurance cost for a home in 30572?
- • The average homeowners insurance premium paid annually for a home in 30572 is around $973 per year.
What does it cost on average per month for home insurance in 30572?
- • Homeowners in 30572 pay a monthly average cost per month around $81.00.
What kind of discount could I get if I combine my home and auto insurance together in 30572?
- • Autoowners in 30572 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Suches area, check out other zip codes nearby 30572.
Review average rates in another zip code:
30572 homeowners insurance rates
Home Replacement Cost Coverage in 30572
Average Building Cost Per Square Foot in 30572: $122
Location: Suches, Georgia (Union County)Average Square Footage in 30572: 2,162 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 30572 before you start any project. Suches homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30572 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 30572 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,162 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Suches area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 2,162 | $263,800 |
Additional Upgrades & Added Features | $153 | 2,162 | $329,750 |
Major Home Updates or Advancements | $183 | 2,162 | $395,700 |
It's important to understand that when you estimate your replacement cost of your home in the 30572 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 30572
Best Home & Auto Insurance Agencies in 30572
Housing Demographics for 30572
Population Review for 30572 Zip Code
For the city of Suches, the population within 30572 has increased to over 1,631 residents in population size. The current population total is 1,198. We have broken down the population based on race below. In 30572, there are over 609 in male population and 589 females.
Population | Values |
---|---|
Total Population | 1,198 |
White Population | 1112 |
Black Population | 2 |
Hispanic Population | 30 |
Asian Population | 5 |
Hawaiian Population | 0 |
Indian Population | 5 |
Other Population | 2 |
Male Population | 609 |
Female Population | 589 |
Population Estimate | 1631 |
Household Data for 30572
The average number of homes in 30572 is around 562, there are an average of 2.13 per household. The average house value according to local real estate values is around $263,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 562 |
Persons Per Household | 2.13 |
Average House Value | $263,800 |
Income Per Household | $55074 |
Median Age | 59.3 |
Median Age Male | 59.4 |
Median Age Female | 58.9 |
30572 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | P |
City Alias Abbreviation | |
Area Code | 706/762 |
City | Suches |
City Alias Name | SUCHES |
County | Union |
County FIPS | 291 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 11 |
Number Of Employees | 36 |
Business First Quarter Payroll | 306 |
Business Annual Payroll | 1064 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 09 |
Congressional LandArea | 5210.81 |
Delivery Residential | 766 |
Delivery Business | 16 |
Delivery Total | 1328 |
Preferred Last Line Key | X11228 |
Classification Code | |
Multi-County | Y |
CSA Name | |
CBSA_DIV_Name | |
City State Key | X11228 |
Land Area | 107.227000 |
Water Area | 0.203000 |
City Alias Code | |
City Mixed Case | Suches |
City Alias Mixed Case | Suches |
Box Count | 98 |
SFDU | 721 |
MFDU | 0 |
State ANSI | 13 |
County ANSI | 291 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 128338 |
Unique ZIP Name | |
SSA State County Code | 11913 |
Medicare CBSA Code | 99911 |
Medicare CBSA Name | Rural Areas in GA |
Medicare CBSA Type | Micro |
Market Rating Area ID | 10 |
County Mixed Case | Union |
Georgia Homeowners Insurance News & Information
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Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
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Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]