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Homeowners Insurance in 30573

Getting the most affordable home insurance rates in 30573 just got easier for Tallulah Falls, GA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Tallulah Falls. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Tallulah Falls, GA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 30573

When discussing Georgia homeowners insurance rates, Tallulah Falls residents are finding new ways to save time and money by discovering lower rates when they shop online. Georgia may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 15. Residents that live within the 30573 zipcode are currently paying $1069 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Tallulah Falls does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

30573 Home Insurance Average Premiums

Local 30573 homeowners insurance quotes comparison

$819 /yr.

Shows Zip Code: 30573 lowest rates with discounts applied on average.

For the 30573, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$819 /yr.
Average Coverage:$1069 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1369 /yr.

What is the average home insurance cost for a home in 30573?

  • • The average homeowners insurance premium paid annually for a home in 30573 is around $1069 per year.

What does it cost on average per month for home insurance in 30573?

  • • Homeowners in 30573 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30573?

  • • Autoowners in 30573 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tallulah Falls area, check out other zip codes nearby 30573.
Review average rates in another zip code:
30573 homeowners insurance rates

Home Replacement Cost Coverage in 30573

Average Building Cost Per Square Foot in 30573: $122

Location: Tallulah Falls, Georgia (Rabun County)

Average Square Footage in 30573: 460 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30573 before you start any project. Tallulah Falls homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30573 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30573 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 460 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tallulah Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122460$56,100
Additional Upgrades & Added Features$153460$70,125
Major Home Updates or Advancements$183460$84,150

It's important to understand that when you estimate your replacement cost of your home in the 30573 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30573

Best Home & Auto Insurance Agencies in 30573

Housing Demographics for 30573

Population Review for 30573 Zip Code

For the city of Tallulah Falls, the population within 30573 has increased to over 0 residents in population size. The current population total is 146. We have broken down the population based on race below. In 30573, there are over 73 in male population and 73 females.

PopulationValues
Total Population146
White Population122
Black Population1
Hispanic Population11
Asian Population0
Hawaiian Population0
Indian Population2
Other Population5
Male Population73
Female Population73
Population Estimate0

Household Data for 30573

The average number of homes in 30573 is around 57, there are an average of 2.56 per household. The average house value according to local real estate values is around $56,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode57
Persons Per Household2.56
Average House Value$56,100
Income Per Household$0
Median Age49.5
Median Age Male42.5
Median Age Female54.6
30573 DetailsValues
StateGA
State Full NameGeorgia
City TypeZ
City Alias AbbreviationTALLULAH FLS
Area Code762
CityTallulah Falls
City Alias NameTALLULAH FALLS
CountyRabun
County FIPS241
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees202
Business First Quarter Payroll2124
Business Annual Payroll8201
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea5210.81
Delivery Residential0
Delivery Business0
Delivery Total169
Preferred Last Line KeyX11253
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11253
Land Area1.991000
Water Area0.094000
City Alias Code
City Mixed CaseTallulah Falls
City Alias Mixed CaseTallulah Falls
Box Count105
SFDU0
MFDU0
State ANSI13
County ANSI241
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number128547
Unique ZIP Name
SSA State County Code11834
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseRabun

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]