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Homeowners Insurance in 30573
Getting the most affordable home insurance rates in 30573 just got easier for Tallulah Falls, GA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Tallulah Falls. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Tallulah Falls, GA Home Insurance Quotes, Click to easily review rates!
Average Home Insurance Rates in 30573
When discussing Georgia homeowners insurance rates, Tallulah Falls residents are finding new ways to save time and money by discovering lower rates when they shop online. Georgia may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 15. Residents that live within the 30573 zipcode are currently paying $1069 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Tallulah Falls does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.
30573 Home Insurance Average Premiums
For the 30573, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $819 /yr. |
Average Coverage: | $1069 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1369 /yr. |
What is the average home insurance cost for a home in 30573?
- • The average homeowners insurance premium paid annually for a home in 30573 is around $1069 per year.
What does it cost on average per month for home insurance in 30573?
- • Homeowners in 30573 pay a monthly average cost per month around $89.00.
What kind of discount could I get if I combine my home and auto insurance together in 30573?
- • Autoowners in 30573 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Tallulah Falls area, check out other zip codes nearby 30573.
Review average rates in another zip code:
30573 homeowners insurance rates
Home Replacement Cost Coverage in 30573
Average Building Cost Per Square Foot in 30573: $122
Location: Tallulah Falls, Georgia (Rabun County)Average Square Footage in 30573: 460 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 30573 before you start any project. Tallulah Falls homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30573 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 30573 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 460 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tallulah Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 460 | $56,100 |
Additional Upgrades & Added Features | $153 | 460 | $70,125 |
Major Home Updates or Advancements | $183 | 460 | $84,150 |
It's important to understand that when you estimate your replacement cost of your home in the 30573 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 30573
Best Home & Auto Insurance Agencies in 30573
Housing Demographics for 30573
Population Review for 30573 Zip Code
For the city of Tallulah Falls, the population within 30573 has increased to over 0 residents in population size. The current population total is 146. We have broken down the population based on race below. In 30573, there are over 73 in male population and 73 females.
Population | Values |
---|---|
Total Population | 146 |
White Population | 122 |
Black Population | 1 |
Hispanic Population | 11 |
Asian Population | 0 |
Hawaiian Population | 0 |
Indian Population | 2 |
Other Population | 5 |
Male Population | 73 |
Female Population | 73 |
Population Estimate | 0 |
Household Data for 30573
The average number of homes in 30573 is around 57, there are an average of 2.56 per household. The average house value according to local real estate values is around $56,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 57 |
Persons Per Household | 2.56 |
Average House Value | $56,100 |
Income Per Household | $0 |
Median Age | 49.5 |
Median Age Male | 42.5 |
Median Age Female | 54.6 |
30573 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | Z |
City Alias Abbreviation | TALLULAH FLS |
Area Code | 762 |
City | Tallulah Falls |
City Alias Name | TALLULAH FALLS |
County | Rabun |
County FIPS | 241 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 13 |
Number Of Employees | 202 |
Business First Quarter Payroll | 2124 |
Business Annual Payroll | 8201 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 09 |
Congressional LandArea | 5210.81 |
Delivery Residential | 0 |
Delivery Business | 0 |
Delivery Total | 169 |
Preferred Last Line Key | X11253 |
Classification Code | P |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | X11253 |
Land Area | 1.991000 |
Water Area | 0.094000 |
City Alias Code | |
City Mixed Case | Tallulah Falls |
City Alias Mixed Case | Tallulah Falls |
Box Count | 105 |
SFDU | 0 |
MFDU | 0 |
State ANSI | 13 |
County ANSI | 241 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 128547 |
Unique ZIP Name | |
SSA State County Code | 11834 |
Medicare CBSA Code | 99911 |
Medicare CBSA Name | Rural Areas in GA |
Medicare CBSA Type | Micro |
Market Rating Area ID | 10 |
County Mixed Case | Rabun |
Georgia Homeowners Insurance News & Information
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Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
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Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]