Get multiple home insurance quotes in 30619. Our licensed 30619, GA agents are ready to serve you.

30619 Homeowners Insurance Quotes & Rates

Arnoldsville residents living within the 595 homes available in the zip code of 30619 are shopping online to compare cheaper and more affordable Arnoldsville, GA home insurance rates. In the great city of Arnoldsville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,033 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30619 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 30619 home insurance rates today! Please give us a call now at 1-855-976-2656. For Arnoldsville, GA Homeowners Insurance Quotes, Click to easily get started!

30619 Home Insurance Average Premiums

Local 30619 homeowners insurance quotes comparison

$783 /yr.

Shows Zip Code: 30619 lowest rates with discounts applied on average.

For the 30619, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$783 /yr.
Average Coverage:$1033 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1333 /yr.

What is the average home insurance cost for a home in 30619?

  • • The average homeowners insurance premium paid annually for a home in 30619 is around $1033 per year.

What does it cost on average per month for home insurance in 30619?

  • • Homeowners in 30619 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30619?

  • • Autoowners in 30619 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arnoldsville area, check out other zip codes nearby 30619.
Review average rates in another zip code:
30619 homeowners insurance rates

Home Replacement Cost Coverage in 30619

Average Building Cost Per Square Foot in 30619: $122

Location: Arnoldsville, Georgia (Oglethorpe County)

Average Square Footage in 30619: 1,378 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30619 before you start any project. Arnoldsville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30619 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30619 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,378 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arnoldsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,378$168,100
Additional Upgrades & Added Features$1531,378$210,125
Major Home Updates or Advancements$1831,378$252,150

It's important to understand that when you estimate your replacement cost of your home in the 30619 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30619

Best Home & Auto Insurance Agencies in 30619

Housing Demographics for 30619

Population Review for 30619 Zip Code

For the city of Arnoldsville, the population within 30619 has increased to over 1,815 residents in population size. The current population total is 1,610. We have broken down the population based on race below. In 30619, there are over 798 in male population and 812 females.

PopulationValues
Total Population1,610
White Population1227
Black Population171
Hispanic Population116
Asian Population3
Hawaiian Population2
Indian Population8
Other Population48
Male Population798
Female Population812
Population Estimate1815

Household Data for 30619

The average number of homes in 30619 is around 595, there are an average of 2.69 per household. The average house value according to local real estate values is around $168,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode595
Persons Per Household2.69
Average House Value$168,100
Income Per Household$62623
Median Age43.9
Median Age Male42.7
Median Age Female44.7
30619 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706
CityArnoldsville
City Alias NameARNOLDSVILLE
CountyOglethorpe
County FIPS221
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA12020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAthens-Clarke County, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees107
Business First Quarter Payroll467
Business Annual Payroll2426
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population192541
CBSA Division Population0
Congressional District10
Congressional LandArea7096.22
Delivery Residential675
Delivery Business8
Delivery Total757
Preferred Last Line KeyX10045
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10045
Land Area26.236000
Water Area0.267000
City Alias Code
City Mixed CaseArnoldsville
City Alias Mixed CaseArnoldsville
Box Count61
SFDU675
MFDU0
State ANSI13
County ANSI221
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number120363
Unique ZIP Name
SSA State County Code11801
Medicare CBSA Code12020
Medicare CBSA NameAthens-Clarke County, GA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseOglethorpe

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]