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Compare 30620 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 30620 area? The average homeowners premium in Georgia for a standard homeowners policy is around $1,062/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 30620 zip code, the population size is around 15,792 with 5,127 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 30620.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Bethlehem, GA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. GA RateDiscountsSavingsShop Rates
$1,403up to 40% off$561

30620 Home Insurance Average Premiums

Local 30620 homeowners insurance quotes comparison

$812 /yr.

Shows Zip Code: 30620 lowest rates with discounts applied on average.

For the 30620, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$812 /yr.
Average Coverage:$1062 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1362 /yr.

What is the average home insurance cost for a home in 30620?

  • • The average homeowners insurance premium paid annually for a home in 30620 is around $1062 per year.

What does it cost on average per month for home insurance in 30620?

  • • Homeowners in 30620 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30620?

  • • Autoowners in 30620 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bethlehem area, check out other zip codes nearby 30620.
Review average rates in another zip code:
30620 homeowners insurance rates

Home Replacement Cost Coverage in 30620

Average Building Cost Per Square Foot in 30620: $122

Location: Bethlehem, Georgia (Barrow County)

Average Square Footage in 30620: 1,573 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30620 before you start any project. Bethlehem homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30620 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30620 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,573 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethlehem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,573$191,900
Additional Upgrades & Added Features$1531,573$239,875
Major Home Updates or Advancements$1831,573$287,850

It's important to understand that when you estimate your replacement cost of your home in the 30620 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30620

Best Home & Auto Insurance Agencies in 30620

Housing Demographics for 30620

Population Review for 30620 Zip Code

For the city of Bethlehem, the population within 30620 has increased to over 17,577 residents in population size. The current population total is 15,792. We have broken down the population based on race below. In 30620, there are over 7745 in male population and 8047 females.

PopulationValues
Total Population15,792
White Population10442
Black Population2459
Hispanic Population2065
Asian Population511
Hawaiian Population5
Indian Population79
Other Population1032
Male Population7745
Female Population8047
Population Estimate17577

Household Data for 30620

The average number of homes in 30620 is around 5,127, there are an average of 3.08 per household. The average house value according to local real estate values is around $191,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,127
Persons Per Household3.08
Average House Value$191,900
Income Per Household$70168
Median Age34.3
Median Age Male33.2
Median Age Female35.1
30620 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770/943
CityBethlehem
City Alias NameBETHLEHEM
CountyBarrow
County FIPS013
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses211
Number Of Employees3306
Business First Quarter Payroll22538
Business Annual Payroll101195
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District07|10
Congressional LandArea392.61|7096.22
Delivery Residential5707
Delivery Business193
Delivery Total6334
Preferred Last Line KeyX10105
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10105
Land Area22.202000
Water Area0.153000
City Alias Code
City Mixed CaseBethlehem
City Alias Mixed CaseBethlehem
Box Count395
SFDU4737
MFDU0
State ANSI13
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120781
Unique ZIP Name
SSA State County Code11050
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseBarrow

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]