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30622 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 30622? There are over 3,867 occupied homes in the 30622 area. With a population size of 11,044, it's not uncommon for residence of Bogart, GA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Georgia is around $1,133 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 30622 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Bogart, GA Home Insurance Rate Quotes

30622 Home Insurance Average Premiums

Local 30622 homeowners insurance quotes comparison

$883 /yr.

Shows Zip Code: 30622 lowest rates with discounts applied on average.

For the 30622, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$883 /yr.
Average Coverage:$1133 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1433 /yr.

What is the average home insurance cost for a home in 30622?

  • • The average homeowners insurance premium paid annually for a home in 30622 is around $1133 per year.

What does it cost on average per month for home insurance in 30622?

  • • Homeowners in 30622 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 30622?

  • • Autoowners in 30622 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bogart area, check out other zip codes nearby 30622.
Review average rates in another zip code:
30622 homeowners insurance rates

Home Replacement Cost Coverage in 30622

Average Building Cost Per Square Foot in 30622: $122

Location: Bogart, Georgia (Oconee County)

Average Square Footage in 30622: 2,518 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30622 before you start any project. Bogart homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30622 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30622 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,518 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bogart area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,518$307,200
Additional Upgrades & Added Features$1532,518$384,000
Major Home Updates or Advancements$1832,518$460,800

It's important to understand that when you estimate your replacement cost of your home in the 30622 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30622

Luttrell Insurance Agency

Address: 1919 Atlanta Highway South East Suite 104 Statham, GA 30622
Phone: (770)725-7383
Website:

Best Home & Auto Insurance Agencies in 30622

Housing Demographics for 30622

Population Review for 30622 Zip Code

For the city of Bogart, the population within 30622 has increased to over 11,986 residents in population size. The current population total is 11,044. We have broken down the population based on race below. In 30622, there are over 5304 in male population and 5740 females.

PopulationValues
Total Population11,044
White Population8633
Black Population713
Hispanic Population777
Asian Population630
Hawaiian Population1
Indian Population20
Other Population359
Male Population5304
Female Population5740
Population Estimate11986

Household Data for 30622

The average number of homes in 30622 is around 3,867, there are an average of 2.86 per household. The average house value according to local real estate values is around $307,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,867
Persons Per Household2.86
Average House Value$307,200
Income Per Household$107287
Median Age38.5
Median Age Male37.4
Median Age Female39.4
30622 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770/943
CityBogart
City Alias NameBOGART
CountyOconee
County FIPS219
State FIPS13
Time Zone5
Day Light SavingY
MSA0500
PMSA
CSA122
CBSA12020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAthens-Clarke County, GA
MSA_NameAthens, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses384
Number Of Employees6275
Business First Quarter Payroll54352
Business Annual Payroll251869
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population192541
CBSA Division Population0
Congressional District10
Congressional LandArea7096.22
Delivery Residential4191
Delivery Business224
Delivery Total4733
Preferred Last Line KeyX10130
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10130
Land Area37.002000
Water Area0.423000
City Alias Code
City Mixed CaseBogart
City Alias Mixed CaseBogart
Box Count265
SFDU3844
MFDU106
State ANSI13
County ANSI219
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120902
Unique ZIP Name
SSA State County Code11800
Medicare CBSA Code12020
Medicare CBSA NameAthens-Clarke County, GA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseOconee

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]