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Compare 30623 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Bostwick just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 47 neighbors looking to save on their home insurance policy in the local 30623 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 30623. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Bostwick, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Bostwick, GA

30623 Home Insurance Average Premiums

Local 30623 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 30623 lowest rates with discounts applied on average.

For the 30623, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1314 /yr.

What is the average home insurance cost for a home in 30623?

  • • The average homeowners insurance premium paid annually for a home in 30623 is around $1014 per year.

What does it cost on average per month for home insurance in 30623?

  • • Homeowners in 30623 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 30623?

  • • Autoowners in 30623 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bostwick area, check out other zip codes nearby 30623.
Review average rates in another zip code:
30623 homeowners insurance rates

Home Replacement Cost Coverage in 30623

Average Building Cost Per Square Foot in 30623: $122

Location: Bostwick, Georgia (Morgan County)

Average Square Footage in 30623: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30623 before you start any project. Bostwick homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30623 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30623 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bostwick area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 30623 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30623

Best Home & Auto Insurance Agencies in 30623

Housing Demographics for 30623

Population Review for 30623 Zip Code

For the city of Bostwick, the population within 30623 has increased to over 0 residents in population size. The current population total is 96. We have broken down the population based on race below. In 30623, there are over 61 in male population and 35 females.

PopulationValues
Total Population96
White Population83
Black Population1
Hispanic Population11
Asian Population0
Hawaiian Population0
Indian Population0
Other Population8
Male Population61
Female Population35
Population Estimate0

Household Data for 30623

The average number of homes in 30623 is around 47, there are an average of 2.04 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode47
Persons Per Household2.04
Average House Value$165,000
Income Per Household$87679
Median Age34.5
Median Age Male35.5
Median Age Female33.8
30623 DetailsValues
StateGA
State Full NameGeorgia
City TypeZ
City Alias Abbreviation
Area Code706/762
CityBostwick
City Alias NameBOSTWICK
CountyMorgan
County FIPS211
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees20
Business First Quarter Payroll60
Business Annual Payroll479
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District10
Congressional LandArea7096.22
Delivery Residential0
Delivery Business0
Delivery Total422
Preferred Last Line KeyX10136
Classification CodeP
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10136
Land Area0.976000
Water Area0.003000
City Alias Code
City Mixed CaseBostwick
City Alias Mixed CaseBostwick
Box Count150
SFDU0
MFDU0
State ANSI13
County ANSI211
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120968
Unique ZIP Name
SSA State County Code11771
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMorgan

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]