Get multiple home insurance quotes in 30624. Our licensed 30624, GA agents are ready to serve you.

30624 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 30624 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Bowman, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 30624 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Bowman homeowners insurance rates, coverage options or home insurance types, please select Bowman, GA Home Insurance Rates Online!

30624 Home Insurance Average Premiums

Local 30624 homeowners insurance quotes comparison

$783 /yr.

Shows Zip Code: 30624 lowest rates with discounts applied on average.

For the 30624, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$783 /yr.
Average Coverage:$1033 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1333 /yr.

What is the average home insurance cost for a home in 30624?

  • • The average homeowners insurance premium paid annually for a home in 30624 is around $1033 per year.

What does it cost on average per month for home insurance in 30624?

  • • Homeowners in 30624 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30624?

  • • Autoowners in 30624 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bowman area, check out other zip codes nearby 30624.
Review average rates in another zip code:
30624 homeowners insurance rates

Home Replacement Cost Coverage in 30624

Average Building Cost Per Square Foot in 30624: $122

Location: Bowman, Georgia (Elbert County)

Average Square Footage in 30624: 626 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30624 before you start any project. Bowman homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30624 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30624 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 626 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bowman area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122626$76,400
Additional Upgrades & Added Features$153626$95,500
Major Home Updates or Advancements$183626$114,600

It's important to understand that when you estimate your replacement cost of your home in the 30624 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30624

Best Home & Auto Insurance Agencies in 30624

Housing Demographics for 30624

Population Review for 30624 Zip Code

For the city of Bowman, the population within 30624 has increased to over 3,187 residents in population size. The current population total is 2,895. We have broken down the population based on race below. In 30624, there are over 1398 in male population and 1497 females.

PopulationValues
Total Population2,895
White Population2342
Black Population358
Hispanic Population104
Asian Population50
Hawaiian Population3
Indian Population1
Other Population58
Male Population1398
Female Population1497
Population Estimate3187

Household Data for 30624

The average number of homes in 30624 is around 1,112, there are an average of 2.60 per household. The average house value according to local real estate values is around $76,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,112
Persons Per Household2.60
Average House Value$76,400
Income Per Household$60673
Median Age43.3
Median Age Male43.3
Median Age Female43.3
30624 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityBowman
City Alias NameBOWMAN
CountyElbert
County FIPS105
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees125
Business First Quarter Payroll870
Business Annual Payroll3641
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09|10
Congressional LandArea5210.81|7096.22
Delivery Residential1226
Delivery Business56
Delivery Total1448
Preferred Last Line KeyX10143
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10143
Land Area45.673000
Water Area0.479000
City Alias Code
City Mixed CaseBowman
City Alias Mixed CaseBowman
Box Count162
SFDU1181
MFDU0
State ANSI13
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number121012
Unique ZIP Name
SSA State County Code11430
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseElbert

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]