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Find the Best Home Insurance Rates in 30634

Shopping for homeowners insurance in 30634 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Dewy Rose, GA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Georgia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 30634 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 30634

Find Dewy Rose, GA Homeowners Insurance Quotes to review the best coverage options in your area.

30634 Home Insurance Rating is: high!

In 30634 the average premium is $1068. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 30634, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 30634!

30634 Home Insurance Average Premiums

Local 30634 homeowners insurance quotes comparison

$818 /yr.

Shows Zip Code: 30634 lowest rates with discounts applied on average.

For the 30634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$818 /yr.
Average Coverage:$1068 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1368 /yr.

What is the average home insurance cost for a home in 30634?

  • • The average homeowners insurance premium paid annually for a home in 30634 is around $1068 per year.

What does it cost on average per month for home insurance in 30634?

  • • Homeowners in 30634 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30634?

  • • Autoowners in 30634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dewy Rose area, check out other zip codes nearby 30634.
Review average rates in another zip code:
30634 homeowners insurance rates

Home Replacement Cost Coverage in 30634

Average Building Cost Per Square Foot in 30634: $122

Location: Dewy Rose, Georgia (Elbert County)

Average Square Footage in 30634: 890 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30634 before you start any project. Dewy Rose homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 890 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dewy Rose area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122890$108,600
Additional Upgrades & Added Features$153890$135,750
Major Home Updates or Advancements$183890$162,900

It's important to understand that when you estimate your replacement cost of your home in the 30634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30634

Best Home & Auto Insurance Agencies in 30634

Housing Demographics for 30634

Population Review for 30634 Zip Code

For the city of Dewy Rose, the population within 30634 has increased to over 2,542 residents in population size. The current population total is 2,307. We have broken down the population based on race below. In 30634, there are over 1158 in male population and 1149 females.

PopulationValues
Total Population2,307
White Population1755
Black Population340
Hispanic Population129
Asian Population41
Hawaiian Population1
Indian Population4
Other Population47
Male Population1158
Female Population1149
Population Estimate2542

Household Data for 30634

The average number of homes in 30634 is around 867, there are an average of 2.66 per household. The average house value according to local real estate values is around $108,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode867
Persons Per Household2.66
Average House Value$108,600
Income Per Household$32476
Median Age40.9
Median Age Male39.0
Median Age Female42.4
30634 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityDewy Rose
City Alias NameDEWY ROSE
CountyElbert
County FIPS105
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees145
Business First Quarter Payroll1340
Business Annual Payroll6603
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09|10
Congressional LandArea5210.81|7096.22
Delivery Residential956
Delivery Business18
Delivery Total1113
Preferred Last Line KeyX10341
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10341
Land Area48.725000
Water Area0.327000
City Alias Code
City Mixed CaseDewy Rose
City Alias Mixed CaseDewy Rose
Box Count69
SFDU955
MFDU0
State ANSI13
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number122508
Unique ZIP Name
SSA State County Code11430
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseElbert

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]