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Quickly Revew Homeowners Insurance in 30635

If you own a home in Elberton, GA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 30635 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Georgia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 30635 and start comparing rates now.

30635 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 30635 is $1037 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 30635 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Elberton, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

30635 Home Insurance Average Premiums

Local 30635 homeowners insurance quotes comparison

$787 /yr.

Shows Zip Code: 30635 lowest rates with discounts applied on average.

For the 30635, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$787 /yr.
Average Coverage:$1037 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1337 /yr.

What is the average home insurance cost for a home in 30635?

  • • The average homeowners insurance premium paid annually for a home in 30635 is around $1037 per year.

What does it cost on average per month for home insurance in 30635?

  • • Homeowners in 30635 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30635?

  • • Autoowners in 30635 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Elberton area, check out other zip codes nearby 30635.
Review average rates in another zip code:
30635 homeowners insurance rates

Home Replacement Cost Coverage in 30635

Average Building Cost Per Square Foot in 30635: $122

Location: Elberton, Georgia (Elbert County)

Average Square Footage in 30635: 768 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30635 before you start any project. Elberton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30635 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30635 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 768 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elberton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122768$93,700
Additional Upgrades & Added Features$153768$117,125
Major Home Updates or Advancements$183768$140,550

It's important to understand that when you estimate your replacement cost of your home in the 30635 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30635

Best Home & Auto Insurance Agencies in 30635

Allstate Insurance Companies

Address: 264 Heard St Elberton, GA 30635
Phone:
Website: http://www.allstateagencies.com
Info:

1st Southern Insurance Services Inc

Address: 115 E Church St Elberton, GA 30635
Phone:
Website:
Info:

Fricks Jr- Jack Jones

Address: 326 Elbert St Elberton, GA 30635
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Alfa Insurance

Address: 961 Elbert St Elberton, GA 30635
Phone:
Website:
Info:

Housing Demographics for 30635

Population Review for 30635 Zip Code

For the city of Elberton, the population within 30635 has increased to over 16,118 residents in population size. The current population total is 15,365. We have broken down the population based on race below. In 30635, there are over 7281 in male population and 8084 females.

PopulationValues
Total Population15,365
White Population9398
Black Population4742
Hispanic Population818
Asian Population104
Hawaiian Population5
Indian Population56
Other Population431
Male Population7281
Female Population8084
Population Estimate16118

Household Data for 30635

The average number of homes in 30635 is around 6,381, there are an average of 2.37 per household. The average house value according to local real estate values is around $93,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,381
Persons Per Household2.37
Average House Value$93,700
Income Per Household$38704
Median Age45.3
Median Age Male43.3
Median Age Female47.2
30635 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityElberton
City Alias NameELBERTON
CountyElbert
County FIPS105
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses395
Number Of Employees4384
Business First Quarter Payroll41103
Business Annual Payroll175286
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09|10
Congressional LandArea5210.81|7096.22
Delivery Residential6801
Delivery Business468
Delivery Total8000
Preferred Last Line KeyX10402
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10402
Land Area280.589000
Water Area22.427000
City Alias Code
City Mixed CaseElberton
City Alias Mixed CaseElberton
Box Count438
SFDU6220
MFDU205
State ANSI13
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number122882
Unique ZIP Name
SSA State County Code11430
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseElbert

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]