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30656 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 30656? Our rates are very competitive for homeowners living in Monroe, GA. Many homeowners based out of your 30656 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30656 should appear in the zip code field ready to go. For Monroe, GA Home Insurance Rate Quotes click to review the best rates and service online!

30656 Average Premium is Rated: High!

Homeowners living in 30656 can easily save up to 40% off the average home insurance premium of $1050 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Monroe that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 30656 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 30656!

30656 Home Insurance Average Premiums

Local 30656 homeowners insurance quotes comparison

$800 /yr.

Shows Zip Code: 30656 lowest rates with discounts applied on average.

For the 30656, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$800 /yr.
Average Coverage:$1050 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1350 /yr.

What is the average home insurance cost for a home in 30656?

  • • The average homeowners insurance premium paid annually for a home in 30656 is around $1050 per year.

What does it cost on average per month for home insurance in 30656?

  • • Homeowners in 30656 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30656?

  • • Autoowners in 30656 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Monroe area, check out other zip codes nearby 30656.
Review average rates in another zip code:
30656 homeowners insurance rates
30655 homeowners insurance rates

Home Replacement Cost Coverage in 30656

Average Building Cost Per Square Foot in 30656: $122

Location: Monroe, Georgia (Walton County)

Average Square Footage in 30656: 2,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30656 before you start any project. Monroe homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30656 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30656 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,001 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monroe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,001$244,100
Additional Upgrades & Added Features$1532,001$305,125
Major Home Updates or Advancements$1832,001$366,150

It's important to understand that when you estimate your replacement cost of your home in the 30656 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30656

Best Home & Auto Insurance Agencies in 30656

Housing Demographics for 30656

Population Review for 30656 Zip Code

For the city of Monroe, the population within 30656 has increased to over 19,217 residents in population size. The current population total is 17,490. We have broken down the population based on race below. In 30656, there are over 8495 in male population and 8995 females.

PopulationValues
Total Population17,490
White Population12918
Black Population2741
Hispanic Population859
Asian Population438
Hawaiian Population8
Indian Population58
Other Population434
Male Population8495
Female Population8995
Population Estimate19217

Household Data for 30656

The average number of homes in 30656 is around 6,204, there are an average of 2.79 per household. The average house value according to local real estate values is around $244,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,204
Persons Per Household2.79
Average House Value$244,100
Income Per Household$77431
Median Age43.0
Median Age Male41.1
Median Age Female44.8
30656 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/470/678/943
CityMonroe
City Alias NameMONROE
CountyWalton
County FIPS297
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses232
Number Of Employees1094
Business First Quarter Payroll9262
Business Annual Payroll42730
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District10
Congressional LandArea7096.22
Delivery Residential6888
Delivery Business111
Delivery Total9155
Preferred Last Line KeyX10843
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10843
Land Area71.539000
Water Area0.670000
City Alias Code
City Mixed CaseMonroe
City Alias Mixed CaseMonroe
Box Count0
SFDU6499
MFDU0
State ANSI13
County ANSI297
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number126006
Unique ZIP Name
SSA State County Code11930
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseWalton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]