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Home Insurance Rates in 30660

For homeowners shopping online in 30660, our insurance rates are very competitive for homeowners living in Rayle, GA. Many homeowners based out of the great city of Rayle have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 30660, simply click the "Get Multiple Quotes Now" button. Your 30660 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Rayle, GA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

30660 Home Insurance Rating is: High!

If you live in 30660, you can easily save up to 40% off the average home insurance premium of $1079 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Rayle can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 30660 today!

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30660 Home Insurance Average Premiums

Local 30660 homeowners insurance quotes comparison

$829 /yr.

Shows Zip Code: 30660 lowest rates with discounts applied on average.

For the 30660, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$829 /yr.
Average Coverage:$1079 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1379 /yr.

What is the average home insurance cost for a home in 30660?

  • • The average homeowners insurance premium paid annually for a home in 30660 is around $1079 per year.

What does it cost on average per month for home insurance in 30660?

  • • Homeowners in 30660 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30660?

  • • Autoowners in 30660 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rayle area, check out other zip codes nearby 30660.
Review average rates in another zip code:
30660 homeowners insurance rates

Home Replacement Cost Coverage in 30660

Average Building Cost Per Square Foot in 30660: $122

Location: Rayle, Georgia (Wilkes County)

Average Square Footage in 30660: 799 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30660 before you start any project. Rayle homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30660 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30660 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 799 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rayle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122799$97,500
Additional Upgrades & Added Features$153799$121,875
Major Home Updates or Advancements$183799$146,250

It's important to understand that when you estimate your replacement cost of your home in the 30660 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30660

Best Home & Auto Insurance Agencies in 30660

Housing Demographics for 30660

Population Review for 30660 Zip Code

For the city of Rayle, the population within 30660 has increased to over 976 residents in population size. The current population total is 1,029. We have broken down the population based on race below. In 30660, there are over 563 in male population and 466 females.

PopulationValues
Total Population1,029
White Population687
Black Population230
Hispanic Population91
Asian Population17
Hawaiian Population0
Indian Population5
Other Population27
Male Population563
Female Population466
Population Estimate976

Household Data for 30660

The average number of homes in 30660 is around 422, there are an average of 2.40 per household. The average house value according to local real estate values is around $97,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode422
Persons Per Household2.40
Average House Value$97,500
Income Per Household$58333
Median Age47.3
Median Age Male42.0
Median Age Female50.0
30660 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706
CityRayle
City Alias NameRAYLE
CountyWilkes
County FIPS317
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees14
Business First Quarter Payroll52
Business Annual Payroll231
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District10|12
Congressional LandArea7096.22|8185.27
Delivery Residential407
Delivery Business12
Delivery Total889
Preferred Last Line KeyX11033
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11033
Land Area99.971000
Water Area0.219000
City Alias Code
City Mixed CaseRayle
City Alias Mixed CaseRayle
Box Count72
SFDU407
MFDU0
State ANSI13
County ANSI317
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number127205
Unique ZIP Name
SSA State County Code11972
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseWilkes

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]