Get multiple home insurance quotes in 30662. Our licensed 30662, GA agents are ready to serve you.

Homeowners Insurance in 30662

In Royston, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 30662 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 30662 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30662 should appear in the zip code field ready to go.

30662 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1050. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Royston home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 30662 Home Insurance Rates Now!

Best 3 Options to Compare in 30662

If you want homeowners insurance quotes within the city of Royston or in the 30662 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Royston, GA.

30662 Home Insurance Average Premiums

Local 30662 homeowners insurance quotes comparison

$800 /yr.

Shows Zip Code: 30662 lowest rates with discounts applied on average.

For the 30662, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$800 /yr.
Average Coverage:$1050 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1350 /yr.

What is the average home insurance cost for a home in 30662?

  • • The average homeowners insurance premium paid annually for a home in 30662 is around $1050 per year.

What does it cost on average per month for home insurance in 30662?

  • • Homeowners in 30662 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30662?

  • • Autoowners in 30662 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Royston area, check out other zip codes nearby 30662.
Review average rates in another zip code:
30662 homeowners insurance rates

Home Replacement Cost Coverage in 30662

Average Building Cost Per Square Foot in 30662: $122

Location: Royston, Georgia (Franklin County)

Average Square Footage in 30662: 1,000 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30662 before you start any project. Royston homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30662 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30662 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,000 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Royston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,000$122,000
Additional Upgrades & Added Features$1531,000$152,500
Major Home Updates or Advancements$1831,000$183,000

It's important to understand that when you estimate your replacement cost of your home in the 30662 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30662

Best Home & Auto Insurance Agencies in 30662

Crawford Insurance Agency

Address: 910 Church St Royston, GA 30662
Phone:
Website:
Info:

Hollingsworth Bob Insurance

Address: Dills Shopping Centre Royston, GA 30662
Phone:
Website: http://www.bobhollingsworth.com
Info:

A & A Insurance Agency

Address: 1179 E Main St Royston, GA 30662
Phone:
Website:
Info:

Bush Agency Inc

Address: 854 Church St Royston, GA 30662
Phone:
Website:
Info:

Hollingsworth- Robert F

Address: 665 Cook St Royston, GA 30662
Phone:
Website:
Info:

Housing Demographics for 30662

Population Review for 30662 Zip Code

For the city of Royston, the population within 30662 has increased to over 9,307 residents in population size. The current population total is 9,149. We have broken down the population based on race below. In 30662, there are over 4492 in male population and 4657 females.

PopulationValues
Total Population9,149
White Population7296
Black Population1020
Hispanic Population445
Asian Population127
Hawaiian Population4
Indian Population19
Other Population258
Male Population4492
Female Population4657
Population Estimate9307

Household Data for 30662

The average number of homes in 30662 is around 3,430, there are an average of 2.49 per household. The average house value according to local real estate values is around $122,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,430
Persons Per Household2.49
Average House Value$122,000
Income Per Household$42217
Median Age38.8
Median Age Male35.9
Median Age Female41.0
30662 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityRoyston
City Alias NameROYSTON
CountyFranklin
County FIPS119
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses159
Number Of Employees1396
Business First Quarter Payroll13690
Business Annual Payroll57876
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09|10
Congressional LandArea5210.81|7096.22
Delivery Residential3738
Delivery Business232
Delivery Total4282
Preferred Last Line KeyX11088
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11088
Land Area83.305000
Water Area0.777000
City Alias Code
City Mixed CaseRoyston
City Alias Mixed CaseRoyston
Box Count262
SFDU3294
MFDU179
State ANSI13
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number127634
Unique ZIP Name
SSA State County Code11462
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseFranklin

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]