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30668 Homeowners Insurance Quotes & Rates

Tignall residents living within the 816 homes available in the zip code of 30668 are shopping online to compare cheaper and more affordable Tignall, GA home insurance rates. In the great city of Tignall, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,041 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30668 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 30668 home insurance rates today! Please give us a call now at 1-855-976-2656. For Tignall, GA Homeowners Insurance Quotes, Click to easily get started!

30668 Home Insurance Average Premiums

Local 30668 homeowners insurance quotes comparison

$791 /yr.

Shows Zip Code: 30668 lowest rates with discounts applied on average.

For the 30668, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$791 /yr.
Average Coverage:$1041 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1341 /yr.

What is the average home insurance cost for a home in 30668?

  • • The average homeowners insurance premium paid annually for a home in 30668 is around $1041 per year.

What does it cost on average per month for home insurance in 30668?

  • • Homeowners in 30668 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30668?

  • • Autoowners in 30668 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tignall area, check out other zip codes nearby 30668.
Review average rates in another zip code:
30668 homeowners insurance rates

Home Replacement Cost Coverage in 30668

Average Building Cost Per Square Foot in 30668: $122

Location: Tignall, Georgia (Wilkes County)

Average Square Footage in 30668: 694 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30668 before you start any project. Tignall homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30668 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30668 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 694 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tignall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122694$84,700
Additional Upgrades & Added Features$153694$105,875
Major Home Updates or Advancements$183694$127,050

It's important to understand that when you estimate your replacement cost of your home in the 30668 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30668

Best Home & Auto Insurance Agencies in 30668

Housing Demographics for 30668

Population Review for 30668 Zip Code

For the city of Tignall, the population within 30668 has increased to over 1,899 residents in population size. The current population total is 1,706. We have broken down the population based on race below. In 30668, there are over 849 in male population and 857 females.

PopulationValues
Total Population1,706
White Population1150
Black Population455
Hispanic Population49
Asian Population10
Hawaiian Population1
Indian Population5
Other Population7
Male Population849
Female Population857
Population Estimate1899

Household Data for 30668

The average number of homes in 30668 is around 816, there are an average of 2.09 per household. The average house value according to local real estate values is around $84,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode816
Persons Per Household2.09
Average House Value$84,700
Income Per Household$51500
Median Age54.1
Median Age Male54.5
Median Age Female53.7
30668 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706
CityTignall
City Alias NameTIGNALL
CountyWilkes
County FIPS317
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees35
Business First Quarter Payroll269
Business Annual Payroll1190
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District10|12
Congressional LandArea7096.22|8185.27
Delivery Residential909
Delivery Business16
Delivery Total1039
Preferred Last Line KeyX11276
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11276
Land Area144.801000
Water Area9.190000
City Alias Code
City Mixed CaseTignall
City Alias Mixed CaseTignall
Box Count105
SFDU897
MFDU0
State ANSI13
County ANSI317
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number128767
Unique ZIP Name
SSA State County Code11972
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseWilkes

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]