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Compare 30678 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in White Plains just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 479 neighbors looking to save on their home insurance policy in the local 30678 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 30678. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your White Plains, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in White Plains, GA

30678 Home Insurance Average Premiums

Local 30678 homeowners insurance quotes comparison

$806 /yr.

Shows Zip Code: 30678 lowest rates with discounts applied on average.

For the 30678, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$806 /yr.
Average Coverage:$1056 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1356 /yr.

What is the average home insurance cost for a home in 30678?

  • • The average homeowners insurance premium paid annually for a home in 30678 is around $1056 per year.

What does it cost on average per month for home insurance in 30678?

  • • Homeowners in 30678 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30678?

  • • Autoowners in 30678 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the White Plains area, check out other zip codes nearby 30678.
Review average rates in another zip code:
30678 homeowners insurance rates

Home Replacement Cost Coverage in 30678

Average Building Cost Per Square Foot in 30678: $122

Location: White Plains, Georgia (Greene County)

Average Square Footage in 30678: 880 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30678 before you start any project. White Plains homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30678 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30678 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 880 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the White Plains area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122880$107,400
Additional Upgrades & Added Features$153880$134,250
Major Home Updates or Advancements$183880$161,100

It's important to understand that when you estimate your replacement cost of your home in the 30678 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30678

Best Home & Auto Insurance Agencies in 30678

Housing Demographics for 30678

Population Review for 30678 Zip Code

For the city of White Plains, the population within 30678 has increased to over 1,671 residents in population size. The current population total is 1,219. We have broken down the population based on race below. In 30678, there are over 582 in male population and 637 females.

PopulationValues
Total Population1,219
White Population651
Black Population471
Hispanic Population61
Asian Population1
Hawaiian Population0
Indian Population2
Other Population22
Male Population582
Female Population637
Population Estimate1671

Household Data for 30678

The average number of homes in 30678 is around 479, there are an average of 2.54 per household. The average house value according to local real estate values is around $107,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode479
Persons Per Household2.54
Average House Value$107,400
Income Per Household$47328
Median Age51.8
Median Age Male53.8
Median Age Female50.6
30678 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityWhite Plains
City Alias NameWHITE PLAINS
CountyGreene
County FIPS133
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees139
Business First Quarter Payroll1693
Business Annual Payroll6769
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District10
Congressional LandArea7096.22
Delivery Residential658
Delivery Business11
Delivery Total1005
Preferred Last Line KeyX11378
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11378
Land Area71.895000
Water Area3.921000
City Alias Code
City Mixed CaseWhite Plains
City Alias Mixed CaseWhite Plains
Box Count45
SFDU638
MFDU0
State ANSI13
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number129427
Unique ZIP Name
SSA State County Code11520
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseGreene

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]