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30683, GA Home Insurance

In the zip code of 30683, the population size is around 7,252, which consists of 2,889 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Winterville, GA. A few years ago, a study was done and found that the average home insurance rates for Georgia are around $1,022 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 30683 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Winterville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Winterville, GA Homeowners Insurance Online Rates Today!

30683 Home Insurance Average Premiums

Local 30683 homeowners insurance quotes comparison

$772 /yr.

Shows Zip Code: 30683 lowest rates with discounts applied on average.

For the 30683, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$772 /yr.
Average Coverage:$1022 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1322 /yr.

What is the average home insurance cost for a home in 30683?

  • • The average homeowners insurance premium paid annually for a home in 30683 is around $1022 per year.

What does it cost on average per month for home insurance in 30683?

  • • Homeowners in 30683 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 30683?

  • • Autoowners in 30683 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Winterville area, check out other zip codes nearby 30683.
Review average rates in another zip code:
30683 homeowners insurance rates

Home Replacement Cost Coverage in 30683

Average Building Cost Per Square Foot in 30683: $122

Location: Winterville, Georgia (Clarke County)

Average Square Footage in 30683: 1,363 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30683 before you start any project. Winterville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30683 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30683 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,363 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winterville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,363$166,300
Additional Upgrades & Added Features$1531,363$207,875
Major Home Updates or Advancements$1831,363$249,450

It's important to understand that when you estimate your replacement cost of your home in the 30683 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30683

Best Home & Auto Insurance Agencies in 30683

Adams & Pozen Insurance Inc

Address: 301 Athens Rd Winterville, GA 30683
Phone:
Website:
Info:

Housing Demographics for 30683

Population Review for 30683 Zip Code

For the city of Winterville, the population within 30683 has increased to over 7,836 residents in population size. The current population total is 7,252. We have broken down the population based on race below. In 30683, there are over 3539 in male population and 3713 females.

PopulationValues
Total Population7,252
White Population4859
Black Population1409
Hispanic Population728
Asian Population46
Hawaiian Population2
Indian Population38
Other Population395
Male Population3539
Female Population3713
Population Estimate7836

Household Data for 30683

The average number of homes in 30683 is around 2,889, there are an average of 2.51 per household. The average house value according to local real estate values is around $166,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,889
Persons Per Household2.51
Average House Value$166,300
Income Per Household$65685
Median Age41.9
Median Age Male40.8
Median Age Female43.0
30683 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityWinterville
City Alias NameWINTERVILLE
CountyClarke
County FIPS059
State FIPS13
Time Zone5
Day Light SavingY
MSA0500
PMSA
CSA122
CBSA12020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAthens-Clarke County, GA
MSA_NameAthens, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses105
Number Of Employees779
Business First Quarter Payroll6583
Business Annual Payroll29798
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population192541
CBSA Division Population0
Congressional District10
Congressional LandArea7096.22
Delivery Residential3122
Delivery Business46
Delivery Total5725
Preferred Last Line KeyX11398
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX11398
Land Area38.759000
Water Area0.405000
City Alias Code
City Mixed CaseWinterville
City Alias Mixed CaseWinterville
Box Count246
SFDU2904
MFDU0
State ANSI13
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number129537
Unique ZIP Name
SSA State County Code11260
Medicare CBSA Code12020
Medicare CBSA NameAthens-Clarke County, GA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseClarke

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]