Get multiple home insurance quotes in 30701. Our licensed 30701, GA agents are ready to serve you.

30701, GA Homeowners Insurance Rates

With a population size of 41,694 and with 15,255 occupied homes in the 30701 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Calhoun, GA are around $1,091 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Calhoun, Georgia. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Georgia home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Calhoun, GA.

For Georgia home insurance information, including average Calhoun home insurance rates, coverage options or the different homeowners insurance types, please select Calhoun, GA Home Insurance Quotes Now!

30701 Home Insurance Average Premiums

Local 30701 homeowners insurance quotes comparison

$841 /yr.

Shows Zip Code: 30701 lowest rates with discounts applied on average.

For the 30701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$841 /yr.
Average Coverage:$1091 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1391 /yr.

What is the average home insurance cost for a home in 30701?

  • • The average homeowners insurance premium paid annually for a home in 30701 is around $1091 per year.

What does it cost on average per month for home insurance in 30701?

  • • Homeowners in 30701 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30701?

  • • Autoowners in 30701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Calhoun area, check out other zip codes nearby 30701.
Review average rates in another zip code:
30701 homeowners insurance rates

Home Replacement Cost Coverage in 30701

Average Building Cost Per Square Foot in 30701: $122

Location: Calhoun, Georgia (Gordon County)

Average Square Footage in 30701: 1,322 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30701 before you start any project. Calhoun homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,322 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Calhoun area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,322$161,300
Additional Upgrades & Added Features$1531,322$201,625
Major Home Updates or Advancements$1831,322$241,950

It's important to understand that when you estimate your replacement cost of your home in the 30701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30701

Dean & Moore Insurance Agency

Address: 127 Kenmorland Circle Calhoun, GA 30701
Phone: (706)629-3314
Website:

Haggard Insurance Agency

Address: 1012 South Wall Street Calhoun, GA 30701
Phone: (706)602-4686
Website:

Best Home & Auto Insurance Agencies in 30701

Calhoun Insurance Agency Incorporated

Address: 374 S Piedmont St Calhoun, GA 30701
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 203 W Belmont Dr Calhoun, GA 30701
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Abc Insurance Services

Address: 175 W Belmont Dr Calhoun, GA 30701
Phone:
Website:
Info:

Greeson Insurance Associates

Address: 421 S Wall St Calhoun, GA 30701
Phone:
Website: http://www.greesoninsurance.com
Info:

Kessler- Julie K - State Farm Insurance Agent

Address: 614 Red Bud Rd NE Calhoun, GA 30701
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 30701

Population Review for 30701 Zip Code

For the city of Calhoun, the population within 30701 has increased to over 44,695 residents in population size. The current population total is 41,694. We have broken down the population based on race below. In 30701, there are over 20261 in male population and 21433 females.

PopulationValues
Total Population41,694
White Population30876
Black Population1963
Hispanic Population8168
Asian Population635
Hawaiian Population21
Indian Population277
Other Population4248
Male Population20261
Female Population21433
Population Estimate44695

Household Data for 30701

The average number of homes in 30701 is around 15,255, there are an average of 2.70 per household. The average house value according to local real estate values is around $161,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,255
Persons Per Household2.70
Average House Value$161,300
Income Per Household$50331
Median Age37.9
Median Age Male35.9
Median Age Female39.6
30701 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762/770
CityCalhoun
City Alias NameCALHOUN
CountyGordon
County FIPS129
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA15660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCalhoun, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses856
Number Of Employees14597
Business First Quarter Payroll206103
Business Annual Payroll836304
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population55186
CBSA Division Population0
Congressional District14
Congressional LandArea3623.16
Delivery Residential16554
Delivery Business1274
Delivery Total17988
Preferred Last Line KeyX10185
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10185
Land Area151.766000
Water Area1.338000
City Alias Code
City Mixed CaseCalhoun
City Alias Mixed CaseCalhoun
Box Count0
SFDU14273
MFDU640
State ANSI13
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number121309
Unique ZIP Name
SSA State County Code11500
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseGordon

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]