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If you live in the 30710 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Cohutta have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our GA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 30710 and then compare quotes from a variety of nationwide insurance companies.

30710 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 30710 the average premium for homeowners coverage is $1051 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 30710. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 30710 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Cohutta, GA home insurance quotes in your area.

30710 Home Insurance Average Premiums

Local 30710 homeowners insurance quotes comparison

$801 /yr.

Shows Zip Code: 30710 lowest rates with discounts applied on average.

For the 30710, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$801 /yr.
Average Coverage:$1051 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1351 /yr.

What is the average home insurance cost for a home in 30710?

  • • The average homeowners insurance premium paid annually for a home in 30710 is around $1051 per year.

What does it cost on average per month for home insurance in 30710?

  • • Homeowners in 30710 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30710?

  • • Autoowners in 30710 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cohutta area, check out other zip codes nearby 30710.
Review average rates in another zip code:
30710 homeowners insurance rates

Home Replacement Cost Coverage in 30710

Average Building Cost Per Square Foot in 30710: $122

Location: Cohutta, Georgia (Whitfield County)

Average Square Footage in 30710: 1,401 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30710 before you start any project. Cohutta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30710 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30710 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,401 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cohutta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,401$170,900
Additional Upgrades & Added Features$1531,401$213,625
Major Home Updates or Advancements$1831,401$256,350

It's important to understand that when you estimate your replacement cost of your home in the 30710 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30710

Best Home & Auto Insurance Agencies in 30710

Housing Demographics for 30710

Population Review for 30710 Zip Code

For the city of Cohutta, the population within 30710 has increased to over 7,407 residents in population size. The current population total is 6,949. We have broken down the population based on race below. In 30710, there are over 3488 in male population and 3461 females.

PopulationValues
Total Population6,949
White Population6108
Black Population140
Hispanic Population530
Asian Population56
Hawaiian Population0
Indian Population26
Other Population221
Male Population3488
Female Population3461
Population Estimate7407

Household Data for 30710

The average number of homes in 30710 is around 2,474, there are an average of 2.81 per household. The average house value according to local real estate values is around $170,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,474
Persons Per Household2.81
Average House Value$170,900
Income Per Household$64730
Median Age42.3
Median Age Male41.9
Median Age Female42.6
30710 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityCohutta
City Alias NameCOHUTTA
CountyWhitfield
County FIPS313
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA174
CBSA19140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDalton, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses53
Number Of Employees128
Business First Quarter Payroll751
Business Annual Payroll3595
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population142227
CBSA Division Population0
Congressional District14
Congressional LandArea3623.16
Delivery Residential2636
Delivery Business45
Delivery Total2811
Preferred Last Line KeyX10261
Classification Code
Multi-County
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX10261
Land Area46.746000
Water Area0.076000
City Alias Code
City Mixed CaseCohutta
City Alias Mixed CaseCohutta
Box Count103
SFDU2577
MFDU0
State ANSI13
County ANSI313
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number121914
Unique ZIP Name
SSA State County Code11970
Medicare CBSA Code19140
Medicare CBSA NameDalton, GA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseWhitfield

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]