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Home Insurance Rates in 30736

For homeowners shopping online in 30736, our insurance rates are very competitive for homeowners living in Ringgold, GA. Many homeowners based out of the great city of Ringgold have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 30736, simply click the "Get Multiple Quotes Now" button. Your 30736 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Ringgold, GA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

30736 Home Insurance Rating is: High!

If you live in 30736, you can easily save up to 40% off the average home insurance premium of $1020 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Ringgold can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 30736 today!

Get Multiple Home Insurance Rates in 30736!

30736 Home Insurance Average Premiums

Local 30736 homeowners insurance quotes comparison

$770 /yr.

Shows Zip Code: 30736 lowest rates with discounts applied on average.

For the 30736, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$770 /yr.
Average Coverage:$1020 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1320 /yr.

What is the average home insurance cost for a home in 30736?

  • • The average homeowners insurance premium paid annually for a home in 30736 is around $1020 per year.

What does it cost on average per month for home insurance in 30736?

  • • Homeowners in 30736 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 30736?

  • • Autoowners in 30736 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ringgold area, check out other zip codes nearby 30736.
Review average rates in another zip code:
30736 homeowners insurance rates

Home Replacement Cost Coverage in 30736

Average Building Cost Per Square Foot in 30736: $122

Location: Ringgold, Georgia (Catoosa County)

Average Square Footage in 30736: 1,511 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30736 before you start any project. Ringgold homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30736 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30736 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,511 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ringgold area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,511$184,400
Additional Upgrades & Added Features$1531,511$230,500
Major Home Updates or Advancements$1831,511$276,600

It's important to understand that when you estimate your replacement cost of your home in the 30736 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30736

Best Home & Auto Insurance Agencies in 30736

Clark- Jill D - State Farm Insurance Agent

Address: 5636 Battlefield Pky Ringgold, GA 30736
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 6715 Highway 41 Ringgold, GA 30736
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bridges-Smith- Jacqueline D

Address: 840 Old Mill Rd Ringgold, GA 30736
Phone:
Website:
Info:

Alfa Insurance - Ringgold

Address: 2090 Highway 41 Ringgold, GA 30736
Phone:
Website:
Info:

Jordan Insurance Agency

Address: 7750 Nashville St Ringgold, GA 30736
Phone:
Website:
Info:

Housing Demographics for 30736

Population Review for 30736 Zip Code

For the city of Ringgold, the population within 30736 has increased to over 45,887 residents in population size. The current population total is 43,344. We have broken down the population based on race below. In 30736, there are over 21265 in male population and 22079 females.

PopulationValues
Total Population43,344
White Population38888
Black Population885
Hispanic Population1333
Asian Population561
Hawaiian Population22
Indian Population126
Other Population473
Male Population21265
Female Population22079
Population Estimate45887

Household Data for 30736

The average number of homes in 30736 is around 16,255, there are an average of 2.66 per household. The average house value according to local real estate values is around $184,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,255
Persons Per Household2.66
Average House Value$184,400
Income Per Household$73700
Median Age40.9
Median Age Male39.8
Median Age Female42.1
30736 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706
CityRinggold
City Alias NameRINGGOLD
CountyCatoosa
County FIPS047
State FIPS13
Time Zone5
Day Light SavingY
MSA1560
PMSA
CSA174
CBSA16860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChattanooga, TN-GA
MSA_NameChattanooga, TN-GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses552
Number Of Employees6991
Business First Quarter Payroll69608
Business Annual Payroll306763
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population528143
CBSA Division Population0
Congressional District03|14
Congressional LandArea3838.27|3623.16
Delivery Residential17251
Delivery Business840
Delivery Total18671
Preferred Last Line KeyX11054
Classification Code
Multi-CountyY
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX11054
Land Area124.641000
Water Area0.271000
City Alias Code
City Mixed CaseRinggold
City Alias Mixed CaseRinggold
Box Count469
SFDU15943
MFDU0
State ANSI13
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number127414
Unique ZIP Name
SSA State County Code11200
Medicare CBSA Code16860
Medicare CBSA NameChattanooga, TN-GA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCatoosa

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]