Get multiple home insurance quotes in 30738. Our licensed 30738, GA agents are ready to serve you.

Homeowners Insurance in 30738

In Rising Fawn, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 30738 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 30738 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30738 should appear in the zip code field ready to go.

30738 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1084. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Rising Fawn home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 30738 Home Insurance Rates Now!

Best 3 Options to Compare in 30738

If you want homeowners insurance quotes within the city of Rising Fawn or in the 30738 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Rising Fawn, GA.

30738 Home Insurance Average Premiums

Local 30738 homeowners insurance quotes comparison

$834 /yr.

Shows Zip Code: 30738 lowest rates with discounts applied on average.

For the 30738, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$834 /yr.
Average Coverage:$1084 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1384 /yr.

What is the average home insurance cost for a home in 30738?

  • • The average homeowners insurance premium paid annually for a home in 30738 is around $1084 per year.

What does it cost on average per month for home insurance in 30738?

  • • Homeowners in 30738 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30738?

  • • Autoowners in 30738 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rising Fawn area, check out other zip codes nearby 30738.
Review average rates in another zip code:
30738 homeowners insurance rates

Home Replacement Cost Coverage in 30738

Average Building Cost Per Square Foot in 30738: $122

Location: Rising Fawn, Georgia (Dade County)

Average Square Footage in 30738: 1,204 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30738 before you start any project. Rising Fawn homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30738 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30738 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,204 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rising Fawn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,204$146,900
Additional Upgrades & Added Features$1531,204$183,625
Major Home Updates or Advancements$1831,204$220,350

It's important to understand that when you estimate your replacement cost of your home in the 30738 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30738

Best Home & Auto Insurance Agencies in 30738

Housing Demographics for 30738

Population Review for 30738 Zip Code

For the city of Rising Fawn, the population within 30738 has increased to over 4,171 residents in population size. The current population total is 3,962. We have broken down the population based on race below. In 30738, there are over 1959 in male population and 2003 females.

PopulationValues
Total Population3,962
White Population3722
Black Population19
Hispanic Population58
Asian Population15
Hawaiian Population2
Indian Population7
Other Population18
Male Population1959
Female Population2003
Population Estimate4171

Household Data for 30738

The average number of homes in 30738 is around 1,681, there are an average of 2.35 per household. The average house value according to local real estate values is around $146,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,681
Persons Per Household2.35
Average House Value$146,900
Income Per Household$49693
Median Age48.4
Median Age Male48.9
Median Age Female47.7
30738 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityRising Fawn
City Alias NameRISING FAWN
CountyDade
County FIPS083
State FIPS13
Time Zone5
Day Light SavingY
MSA1560
PMSA
CSA174
CBSA16860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChattanooga, TN-GA
MSA_NameChattanooga, TN-GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees213
Business First Quarter Payroll1293
Business Annual Payroll6283
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population528143
CBSA Division Population0
Congressional District14
Congressional LandArea3623.16
Delivery Residential1775
Delivery Business46
Delivery Total3234
Preferred Last Line KeyX11055
Classification Code
Multi-CountyY
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX11055
Land Area88.836000
Water Area0.114000
City Alias Code
City Mixed CaseRising Fawn
City Alias Mixed CaseRising Fawn
Box Count92
SFDU1731
MFDU0
State ANSI13
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number127425
Unique ZIP Name
SSA State County Code11341
Medicare CBSA Code16860
Medicare CBSA NameChattanooga, TN-GA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseDade

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]