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Homeowners Insurance in 30739

For homeowners living in 30739, you want more affordable home insurance rates in Rock Spring, right? Our rates are very competitive for homeowners living in the great city of Rock Spring, GA. Many homeowners living in the 30739 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 30739 should appear in the zip code field ready to go. Comparing Rock Spring, GA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

30739 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Rock Spring pay around $1072 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Georgia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 30739 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Rock Spring homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Georgia home insurance premium today!

Get 30739 Homeowners Insurance Rates Now!

30739 Home Insurance Average Premiums

Local 30739 homeowners insurance quotes comparison

$822 /yr.

Shows Zip Code: 30739 lowest rates with discounts applied on average.

For the 30739, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$822 /yr.
Average Coverage:$1072 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1372 /yr.

What is the average home insurance cost for a home in 30739?

  • • The average homeowners insurance premium paid annually for a home in 30739 is around $1072 per year.

What does it cost on average per month for home insurance in 30739?

  • • Homeowners in 30739 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30739?

  • • Autoowners in 30739 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rock Spring area, check out other zip codes nearby 30739.
Review average rates in another zip code:
30739 homeowners insurance rates

Home Replacement Cost Coverage in 30739

Average Building Cost Per Square Foot in 30739: $122

Location: Rock Spring, Georgia (Walker County)

Average Square Footage in 30739: 1,429 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30739 before you start any project. Rock Spring homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30739 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30739 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,429 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rock Spring area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,429$174,300
Additional Upgrades & Added Features$1531,429$217,875
Major Home Updates or Advancements$1831,429$261,450

It's important to understand that when you estimate your replacement cost of your home in the 30739 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30739

Best Home & Auto Insurance Agencies in 30739

Teems & Teems Agency Incorporated

Address: 8017 N Highway 27 Rock Spring, GA 30739
Phone:
Website: http://www.teemsandteemsagency.com/
Info:

Herndon- Michael

Address: 8010 N Highway 27 Rock Spring, GA 30739
Phone:
Website:
Info:

Housing Demographics for 30739

Population Review for 30739 Zip Code

For the city of Rock Spring, the population within 30739 has increased to over 5,955 residents in population size. The current population total is 6,335. We have broken down the population based on race below. In 30739, there are over 3376 in male population and 2959 females.

PopulationValues
Total Population6,335
White Population5762
Black Population199
Hispanic Population152
Asian Population33
Hawaiian Population3
Indian Population2
Other Population78
Male Population3376
Female Population2959
Population Estimate5955

Household Data for 30739

The average number of homes in 30739 is around 2,127, there are an average of 2.66 per household. The average house value according to local real estate values is around $174,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,127
Persons Per Household2.66
Average House Value$174,300
Income Per Household$72594
Median Age40.9
Median Age Male39.7
Median Age Female43.2
30739 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityRock Spring
City Alias NameROCK SPRING
CountyWalker
County FIPS295
State FIPS13
Time Zone5
Day Light SavingY
MSA1560
PMSA
CSA174
CBSA16860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChattanooga, TN-GA
MSA_NameChattanooga, TN-GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses72
Number Of Employees959
Business First Quarter Payroll7399
Business Annual Payroll33031
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population528143
CBSA Division Population0
Congressional District14
Congressional LandArea3623.16
Delivery Residential2239
Delivery Business75
Delivery Total2723
Preferred Last Line KeyX11067
Classification Code
Multi-CountyY
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX11067
Land Area25.555000
Water Area0.061000
City Alias Code
City Mixed CaseRock Spring
City Alias Mixed CaseRock Spring
Box Count302
SFDU2159
MFDU0
State ANSI13
County ANSI295
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number127513
Unique ZIP Name
SSA State County Code11921
Medicare CBSA Code16860
Medicare CBSA NameChattanooga, TN-GA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseWalker

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]