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30741 Home Insurance Rates

Getting multiple homeowners insurance rates in 30741 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Rossville, GA. Many homeowners based out of the 30741 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Georgia licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30741 should appear in the zip code field ready to go. For Rossville, GA Home Insurance Quotes, Click to easily get started!

30741 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 30741 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Rossville. For a basic HO-3, standard homeowners policy, the average premium per year in Georgia is around $1053. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 30741 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 30741 Home Insurance Rates Today and Save!

30741 Home Insurance Average Premiums

Local 30741 homeowners insurance quotes comparison

$803 /yr.

Shows Zip Code: 30741 lowest rates with discounts applied on average.

For the 30741, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$803 /yr.
Average Coverage:$1053 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1353 /yr.

What is the average home insurance cost for a home in 30741?

  • • The average homeowners insurance premium paid annually for a home in 30741 is around $1053 per year.

What does it cost on average per month for home insurance in 30741?

  • • Homeowners in 30741 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30741?

  • • Autoowners in 30741 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rossville area, check out other zip codes nearby 30741.
Review average rates in another zip code:
30741 homeowners insurance rates

Home Replacement Cost Coverage in 30741

Average Building Cost Per Square Foot in 30741: $122

Location: Rossville, Georgia (Walker County)

Average Square Footage in 30741: 878 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30741 before you start any project. Rossville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30741 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30741 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 878 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rossville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122878$107,100
Additional Upgrades & Added Features$153878$133,875
Major Home Updates or Advancements$183878$160,650

It's important to understand that when you estimate your replacement cost of your home in the 30741 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30741

Flegal Insurance Inc

Address: 214 Andrews Street Rossville, GA 30741
Phone: (706)866-9750
Website: www.flegalinsurance.com

Daugherty Insurance & CO

Address: 515 Chickamauga Avenue Rossville, GA 30741
Phone: (706)866-4477
Website:

Brock Insurance Agency

Address: 823 Chickamauga Ave Rossville, GA 30741
Phone: (706)866-3394
Website: www.brockins.com

Agency Service Group Inc

Address: 214 Andrews St Rossville, GA 30741
Phone: (706)866-9750
Website:

Best Home & Auto Insurance Agencies in 30741

Brock Insurance Agency

Address: 823 Chickamauga Ave Rossville, GA 30741
Phone:
Website: http://www.brockins.com
Info:

Alfa Insurance - Rossville

Address: 913 Lafayette Rd Rossville, GA 30741
Phone:
Website:
Info:

Agency Service Group Inc

Address: 214 Andrews St Rossville, GA 30741
Phone:
Website:
Info:

Day- Denna - State Farm Insurance Agent

Address: 1476 Lafayette Rd Rossville, GA 30741
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Daugherty Insurance & CO

Address: 515 Chickamauga Ave Rossville, GA 30741
Phone:
Website:
Info:

Housing Demographics for 30741

Population Review for 30741 Zip Code

For the city of Rossville, the population within 30741 has increased to over 31,639 residents in population size. The current population total is 30,309. We have broken down the population based on race below. In 30741, there are over 14556 in male population and 15753 females.

PopulationValues
Total Population30,309
White Population25887
Black Population1598
Hispanic Population1310
Asian Population261
Hawaiian Population32
Indian Population161
Other Population566
Male Population14556
Female Population15753
Population Estimate31639

Household Data for 30741

The average number of homes in 30741 is around 12,285, there are an average of 2.45 per household. The average house value according to local real estate values is around $107,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,285
Persons Per Household2.45
Average House Value$107,100
Income Per Household$42416
Median Age41.3
Median Age Male39.4
Median Age Female43.4
30741 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityRossville
City Alias NameROSSVILLE
CountyWalker
County FIPS295
State FIPS13
Time Zone5
Day Light SavingY
MSA1560
PMSA
CSA174
CBSA16860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChattanooga, TN-GA
MSA_NameChattanooga, TN-GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses240
Number Of Employees2124
Business First Quarter Payroll19740
Business Annual Payroll93464
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population528143
CBSA Division Population0
Congressional District03|14
Congressional LandArea3838.27|3623.16
Delivery Residential12914
Delivery Business610
Delivery Total13700
Preferred Last Line KeyX11082
Classification Code
Multi-CountyY
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX11082
Land Area24.868000
Water Area0.015000
City Alias Code
City Mixed CaseRossville
City Alias Mixed CaseRossville
Box Count121
SFDU11203
MFDU407
State ANSI13
County ANSI295
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number127590
Unique ZIP Name
SSA State County Code11921
Medicare CBSA Code16860
Medicare CBSA NameChattanooga, TN-GA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseWalker

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]