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30805 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 30805 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Blythe, GA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 30805.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 30805 and start shopping.

Quickly and Easily Compare Average Rates for 30805

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Blythe, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 30805

Homeowners in Blythe are paying roughly $1050 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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30805 Home Insurance Average Premiums

Local 30805 homeowners insurance quotes comparison

$800 /yr.

Shows Zip Code: 30805 lowest rates with discounts applied on average.

For the 30805, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$800 /yr.
Average Coverage:$1050 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1350 /yr.

What is the average home insurance cost for a home in 30805?

  • • The average homeowners insurance premium paid annually for a home in 30805 is around $1050 per year.

What does it cost on average per month for home insurance in 30805?

  • • Homeowners in 30805 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30805?

  • • Autoowners in 30805 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blythe area, check out other zip codes nearby 30805.
Review average rates in another zip code:
30805 homeowners insurance rates

Home Replacement Cost Coverage in 30805

Average Building Cost Per Square Foot in 30805: $122

Location: Blythe, Georgia (Richmond County)

Average Square Footage in 30805: 700 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30805 before you start any project. Blythe homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30805 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30805 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 700 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blythe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122700$85,400
Additional Upgrades & Added Features$153700$106,750
Major Home Updates or Advancements$183700$128,100

It's important to understand that when you estimate your replacement cost of your home in the 30805 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30805

Best Home & Auto Insurance Agencies in 30805

Housing Demographics for 30805

Population Review for 30805 Zip Code

For the city of Blythe, the population within 30805 has increased to over 3,020 residents in population size. The current population total is 2,748. We have broken down the population based on race below. In 30805, there are over 1304 in male population and 1444 females.

PopulationValues
Total Population2,748
White Population1844
Black Population550
Hispanic Population206
Asian Population35
Hawaiian Population7
Indian Population18
Other Population66
Male Population1304
Female Population1444
Population Estimate3020

Household Data for 30805

The average number of homes in 30805 is around 1,021, there are an average of 2.69 per household. The average house value according to local real estate values is around $85,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,021
Persons Per Household2.69
Average House Value$85,400
Income Per Household$46310
Median Age43.4
Median Age Male42.9
Median Age Female43.7
30805 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityBlythe
City Alias NameBLYTHE
CountyRichmond
County FIPS245
State FIPS13
Time Zone5
Day Light SavingY
MSA0600
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees155
Business First Quarter Payroll2272
Business Annual Payroll10299
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential1123
Delivery Business28
Delivery Total1253
Preferred Last Line KeyX10128
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10128
Land Area40.374000
Water Area0.088000
City Alias Code
City Mixed CaseBlythe
City Alias Mixed CaseBlythe
Box Count90
SFDU1123
MFDU0
State ANSI13
County ANSI245
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120891
Unique ZIP Name
SSA State County Code11840
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseRichmond

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]