Get multiple home insurance quotes in 30830. Our licensed 30830, GA agents are ready to serve you.

30830 Home Insurance Rates

For homeowners living in 30830, the population estimates are increasing to well over 14,885 with 6,109 occupied homes within the zip code of 30830. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Waynesboro have increased and the average home insurance premium is around $1,068 per year in 30830. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 30830 zip code today so we can help you find affordable Waynesboro, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 30830

Please select one of the three options below based on your 30830 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

  1. Georgia Homeowners Insurance Quotes
  2. Burke County, GA Home Insurance
  3. Waynesboro, GA Home Insurance Quotes

30830 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 30830 zip code just got easier with GetHomeInsuranceQuotes.com of Waynesboro, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 30830 today and let us help you review the best home insurance quotes available for homeowners living in Waynesboro.

Get 30830 Homeowners Insurance Rates Now!

30830 Home Insurance Average Premiums

Local 30830 homeowners insurance quotes comparison

$818 /yr.

Shows Zip Code: 30830 lowest rates with discounts applied on average.

For the 30830, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$818 /yr.
Average Coverage:$1068 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1368 /yr.

What is the average home insurance cost for a home in 30830?

  • • The average homeowners insurance premium paid annually for a home in 30830 is around $1068 per year.

What does it cost on average per month for home insurance in 30830?

  • • Homeowners in 30830 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30830?

  • • Autoowners in 30830 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Waynesboro area, check out other zip codes nearby 30830.
Review average rates in another zip code:
30830 homeowners insurance rates

Home Replacement Cost Coverage in 30830

Average Building Cost Per Square Foot in 30830: $122

Location: Waynesboro, Georgia (Burke County)

Average Square Footage in 30830: 949 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30830 before you start any project. Waynesboro homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30830 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30830 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 949 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Waynesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122949$115,800
Additional Upgrades & Added Features$153949$144,750
Major Home Updates or Advancements$183949$173,700

It's important to understand that when you estimate your replacement cost of your home in the 30830 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30830

Best Home & Auto Insurance Agencies in 30830

Marchman Mitch Insurance Agency

Address: 309 W 6th St Waynesboro, GA 30830
Phone:
Website:
Info:

Hamner- Russell McRae

Address: 207 Council St Waynesboro, GA 30830
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Cox Real Estate Inc

Address: 259 S Liberty St Waynesboro, GA 30830
Phone:
Website: http://www.coxrealty.com
Info:

Farm Bureau Insurance

Address: 720 W 6th St Waynesboro, GA 30830
Phone:
Website: http://www.gfb.org
Info:

First Burke Insurance Agency Inc

Address: 626 N Liberty St Waynesboro, GA 30830
Phone:
Website:
Info:

Housing Demographics for 30830

Population Review for 30830 Zip Code

For the city of Waynesboro, the population within 30830 has increased to over 14,937 residents in population size. The current population total is 14,885. We have broken down the population based on race below. In 30830, there are over 7118 in male population and 7767 females.

PopulationValues
Total Population14,885
White Population6644
Black Population7507
Hispanic Population386
Asian Population63
Hawaiian Population5
Indian Population34
Other Population194
Male Population7118
Female Population7767
Population Estimate14937

Household Data for 30830

The average number of homes in 30830 is around 6,109, there are an average of 2.41 per household. The average house value according to local real estate values is around $115,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,109
Persons Per Household2.41
Average House Value$115,800
Income Per Household$49581
Median Age40.3
Median Age Male39.0
Median Age Female41.7
30830 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityWaynesboro
City Alias NameWAYNESBORO
CountyBurke
County FIPS033
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses293
Number Of Employees9395
Business First Quarter Payroll233878
Business Annual Payroll804862
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential6198
Delivery Business393
Delivery Total7540
Preferred Last Line KeyX11355
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11355
Land Area375.500000
Water Area3.267000
City Alias Code
City Mixed CaseWaynesboro
City Alias Mixed CaseWaynesboro
Box Count597
SFDU5272
MFDU0
State ANSI13
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number129306
Unique ZIP Name
SSA State County Code11150
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseBurke

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]