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If you live in the 31005 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Bonaire have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our GA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 31005 and then compare quotes from a variety of nationwide insurance companies.

31005 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 31005 the average premium for homeowners coverage is $1039 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 31005. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 31005 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Bonaire, GA home insurance quotes in your area.

31005 Home Insurance Average Premiums

Local 31005 homeowners insurance quotes comparison

$789 /yr.

Shows Zip Code: 31005 lowest rates with discounts applied on average.

For the 31005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$789 /yr.
Average Coverage:$1039 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1339 /yr.

What is the average home insurance cost for a home in 31005?

  • • The average homeowners insurance premium paid annually for a home in 31005 is around $1039 per year.

What does it cost on average per month for home insurance in 31005?

  • • Homeowners in 31005 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 31005?

  • • Autoowners in 31005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bonaire area, check out other zip codes nearby 31005.
Review average rates in another zip code:
31005 homeowners insurance rates

Home Replacement Cost Coverage in 31005

Average Building Cost Per Square Foot in 31005: $122

Location: Bonaire, Georgia (Houston County)

Average Square Footage in 31005: 1,732 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31005 before you start any project. Bonaire homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,732 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bonaire area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,732$211,300
Additional Upgrades & Added Features$1531,732$264,125
Major Home Updates or Advancements$1831,732$316,950

It's important to understand that when you estimate your replacement cost of your home in the 31005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31005

Best Home & Auto Insurance Agencies in 31005

Deighan- Nancy J - State Farm Insurance Agent

Address: 324 Butten Dr Bonaire, GA 31005
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 31005

Population Review for 31005 Zip Code

For the city of Bonaire, the population within 31005 has increased to over 22,591 residents in population size. The current population total is 20,531. We have broken down the population based on race below. In 31005, there are over 10089 in male population and 10442 females.

PopulationValues
Total Population20,531
White Population12875
Black Population4974
Hispanic Population1240
Asian Population558
Hawaiian Population18
Indian Population65
Other Population377
Male Population10089
Female Population10442
Population Estimate22591

Household Data for 31005

The average number of homes in 31005 is around 7,293, there are an average of 2.82 per household. The average house value according to local real estate values is around $211,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,293
Persons Per Household2.82
Average House Value$211,300
Income Per Household$100306
Median Age36.7
Median Age Male35.8
Median Age Female37.3
31005 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityBonaire
City Alias NameBONAIRE
CountyHouston
County FIPS153
State FIPS13
Time Zone5
Day Light SavingY
MSA4680
PMSA
CSA356
CBSA47580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWarner Robins, GA
MSA_NameMacon, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses166
Number Of Employees2178
Business First Quarter Payroll13913
Business Annual Payroll59555
Business Employment Flag
Growth Rank68
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4014
Growth Increase Percentage2.9
Metropolitan DetailsValues
CBSA Population139900
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential8011
Delivery Business133
Delivery Total8571
Preferred Last Line KeyX10133
Classification Code
Multi-County
CSA NameMacon-Bibb County--Warner Robins, GA
CBSA_DIV_Name
City State KeyX10133
Land Area23.106000
Water Area0.472000
City Alias Code
City Mixed CaseBonaire
City Alias Mixed CaseBonaire
Box Count318
SFDU6720
MFDU158
State ANSI13
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number120935
Unique ZIP Name
SSA State County Code11600
Medicare CBSA Code47580
Medicare CBSA NameWarner Robins, GA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseHouston

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]